Wholesale Credit Risk Apac/emea – Real Estate – Associate

Job Category Associates Bring your expertise and passion to JPMorgan Chase In this role you will work with a diverse range of Real Estate corporate clients leveraged financial sponsored and investment grade Commercial Real Estate property and portfolio transactions and Real Estate fund financings across APAC and EMEA If you are eager to join the Credit Risk team and help the firm grow its business responsibly by anticipating new and emerging risks and applying your expert judgement to solve real-world challenges that impact our company customers and communities then this opportunity is for you As a Wholesale Credit Risk APAC EMEA - Real Estate - Associate you will be based in Mumbai playing a crucial role in structuring negotiating and developing recommendations for new transaction approvals across a variety of products including secured and unsecured loans derivatives and treasury products You will lead due diligence and credit analysis to assess the creditworthiness of counterparties making recommendations on appropriate structures risk appetite and client grading Your role will involve structuring and documentation negotiations as well as ongoing credit risk portfolio management You will also be committed to personal development and fostering team knowledge by coaching and training members of the Analyst community Your ability to balance a commercial mindset with a sound risk and controls attitude will be key to managing the Firm s balance sheet effectively Job responsibilities Demonstrate proactive ownership of your assigned portfolio of clients including borrower market performance and acting as the main point of contact for all internal and external stakeholders for your portfolio Conduct transaction due diligence and credit analysis to assess counterparty creditworthiness Make recommendations on appropriate structure risk appetite and client grading informed by forward-looking credit analysis Lead structuring and documentation negotiations with the support of senior colleagues Balance a commercial and solution-driven mindset with a sound risk and controls attitude Commit to personal development and foster team knowledge through coaching and training Develop close working relationships with various stakeholders product partners within the Commercial Investment Bank Drive key initiatives and process changes by identifying limitations gaps in systems risk controls and policies Required qualifications capabilities and skills Bachelor s Degree in Business Finance or a related field Minimum of 3 years of experience in credit risk management in the financial services industry Familiarity with the concepts of Credit Risk - how it may arise and potential mitigants Good interpersonal and communication skills with the ability to establish credibility and trust with internal business and risk stakeholders Ability to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment Preferred qualifications capabilities and skills Knowledge of the Real Estate industry their evolving investment strategies and risks inherent to them is preferred Relevant postgraduate qualifications e g MBA Masters of Finance CFA would be highly regarded About Us J P Morgan is a global leader in financial services providing strategic advice and products to the world s most prominent corporations governments wealthy individuals and institutional investors Our first-class business in a first-class way approach to serving clients drives everything we do We strive to build trusted long-term partnerships to help our clients achieve their business objectives We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success We are an equal opportunity employer and place a high value on diversity and inclusion at our company We do not discriminate on the basis of any protected attribute including race religion color national origin gender sexual orientation gender identity gender expression age marital or veteran status pregnancy or disability or any other basis protected under applicable law We also make reasonable accommodations for applicants and employees religious practices and beliefs as well as mental health or physical disability needs Visit our for more information about requesting an accommodation About the Team J P Morgan s Commercial Investment Bank is a global leader across banking markets securities services and payments Corporations governments and institutions throughout the world entrust us with their business in more than 100 countries The Commercial Investment Bank provides strategic advice raises capital manages risk and extends liquidity in markets around the world