Loan Officer

2 days ago

Darbhanga, India Tata Capital Full time

Job Description Roles and Responsibilities - Achieve disbursement targets while minimizing delinquency. - Identify Joint Liability Groups (JLGs) and disbursed loans suitable for target customers and geographies. - Drive business growth by developing and managing teams for deeper market penetration. - Assess potential client base and product acceptability in new regions to expand operational areas. - Manage disbursement, repayment, and delinquency, meeting daily/weekly collection targets. - Conduct follow-ups on disbursed loans, especially for late payments. - Undertake regular field visits, center meetings, and loan applicant assessments. - Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. - Build strong client relationships internally and externally and enhance brand recognition. - Ensure weekly/daily meetings and center visits are conducted.

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