Corporate Treasury Operations – Payment Clearing Operations – Analyst – Hyderabad

Job Category Analyst Corporate Treasury Corporate Treasury division manages the firm s liquidity funding balance sheet and capital to maximize net interest income and return on equity through liability planning and execution financial resource allocation asset liability management and liquidity portfolio management Corporate Treasury Operations CTO is a pillar within the Corporate Treasury division CTO leads the development of new payments-centric businesses build scale and improve agility to adapt to a rapidly changing payment landscape while managing and optimizing the firm s liquidity This team acts as a first line of defense for control and governance to protect the firm s financial assets By incorporating differentiated client service CTO aims to be best in class Corporate Treasury Operations has regional presence in Salt Lake City Dallas New York London Warsaw Bengaluru Hyderabad Tokyo Singapore Frankfurt and many other offices OUR TEAM Payment Clearing Operations PCO is a sub-team within Corporate Treasury Operations PCO enables and advances payment capabilities on domestic or private rails schemes supporting Firm affiliate flow via Transaction Bank Transaction Banking Clients and the Retail businesses Our people have payment industry experience and focus on operational scale and excellence in client service Our objective is efficient management of settlement rates with timely remediation of exceptions governed by a comprehensive risk and control framework With focus on innovation and resiliency we have enabled the support of dynamic businesses while delivering solutions to complex flows across multiple platforms and vendors The team supports various payment rails including Fedwire ACH Checks RTP CHAPS SEPA BACS FPS SWIFT and Visa YOUR IMPACT You are looking to join a fast-paced dynamic team of payment-oriented professionals that has broad connectivity across the firm You will collaborate with cross-divisional teams to improve the firm s payment capabilities and manage the day-to-day payment settlements of the firm s corporate and retail businesses HOW YOU WILL FULFILL YOUR POTENTIAL Monitor and reconcile payment flows daily Investigate and action payment exceptions Execute day-to-day transactions in various payment systems or journals Perform daily bank nostro reconciliation investigate and resolve discrepancies Partner with third party processor vendors technology teams to resolve issues Identify and mitigate payment clearing settlement risk Understand the key risks and controls of our payment flows propose execute solutions Escalate and or post to Associates Vice Presidents and or senior managers as needed Provide training to new joiners in the team and lead continuous improvement initiatives Perform user acceptance testing develop requirements to enhance payment capabilities Participate in cross functional projects Stay familiar with the evolving payments landscape rules regulations and network rules Participate in internal and external audits processes as well as quality assurance testing Ability to multi-task and perform with a high degree of accuracy and a fast-paced dynamic environment Partner with teams in Product Engineering and Risk in the design and implementation of new rails and enablers for existing ones SKILLS AND EXPERIENCE WE RE LOOKING FOR Basic Qualifications Bachelor s degree Systems savvy and proficiency in Microsoft Excel Word and PowerPoint Willingness to learn and develop technical expertise on various U S payment rails Exemplify GS culture of partnership client service integrity and excellence High energy motivated especially in a dynamic fast-paced environment Effective verbal written communication navigate diverse and broad stakeholders Strong analytic and organizational skills Clear thinker problem solver and the ability to work in cross-functional projects and identify process improvements Ability to create and deliver business presentations and communicate effectively Intellectually curious and good listening skills Critical attention to detail Strong team player Receptive to being challenged and think outside the box Comfortable with ambiguity Ability to simultaneously handle multiple demands and priorities Preferred Skillset Knowledge of various payment systems or rails e g ACH checks Fedwire RTP SEPA CHAPS BACS etc Knowledge of payment network operating rules regulations e g FRB Nacha ECCHO CHIPS Knowledge of payment formats e g ACH ISO 20022 SWIFT Exposure to FRB Nacha TCH SWIFT third-party banks Payment certification AAP APRP NCP FPP Candidate must be proactive enthusiastic and team oriented Ability to remain composed under pressure Ability to prioritize and make decisions in a fast-paced environment Strong client service orientation Strong written and verbal communication skills Adapt to changes and new challenges Flexibility in shift timings as needed by business ABOUT GOLDMAN SACHS At Goldman Sachs we commit our people capital and ideas to help our clients shareholders and the communities we serve to grow Founded in 1869 we are a leading global investment banking securities and investment management firm Headquartered in New York we maintain offices around the world We believe who you are makes you better at what you do We re committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally from our training and development opportunities and firmwide networks to benefits wellness and personal finance offerings and mindfulness programs Learn more about our culture benefits and people at GS com careers We re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process Learn more The Goldman Sachs Group Inc 2025 All rights reserved Same Posting Description for Internal and External Candidates