Team Member-SUPPORT SERVICES-Credit Monitoring Group

3 weeks ago

Mumbai India Kotak Mahindra Bank Limited Full time

Job Description Regulatory Reporting- Team Member, Mumbai Department Credit Monitoring Team Location Mumbai Number of Positions 1 Role & Responsibility Policies / Process / Board note formation and Celling / Exposure monitoring Position Grade M6 / M7 1. Policy formation & implementation - In charge of Pan Bank Board policy of credit department. Shall be responsible for drafting Board Policy for wholesale and retail credit. - Shall also be responsible for drafting processes for implementation of such policy which get placed in Board level committees and other senior management committee. - Should ensure that policy and processes are modified on timely basis in adherence to changes in RBI regulations and circulars. - Analysing the market trends / practices and benchmarking of policies with the market. - Interacting with cross functional teams, understanding the current practice and accordingly recommending the policy / process changes. - Monitoring the implementation of signed off policies/ process, identifying gaps and taking corrective action. 1. Limits/ Celling Monitoring - Monitoring of NBFC exposure celling,Environmental, Social & Governance (ESG) celling and Group consolidation CAP of large exposure of the bank at frequent interval. - Setting up the process for automating the process of celling / CAP monitoring and ensuring that output is as per requirement. - Highlighting the derivation/ red alert in case any deviation or higher utilization of actual limit. - Releasing frequent MIS to senior management. 1. RBI indent / Audit requirement: - Understanding RBI requirement and ensuring revert submission within timeline. - Identifying department/ division of the bank for RBI revert and co-ordinating with team for revert submission. - Providing data / information / explanation to RBI auditor, Statutory / internal and concurrent auditor as per requirement and within timeline. - Tracking and implementing all the changes suggested by Regulator / Auditor. - Master's degree (CA /CS/ MBA) in Finance,Accounting,Business Administration,or related field. - At least 8 - 10 years of experience in credit underwriting or as a lead in policy / process team. - Knowledge of Policy drafting, Credit Appraisal, Credit Monitoring or regulatory requirements. - Experience in automation of manual process and monitoring the change. - Analytical skills, proficiency in trend analysis and understanding of data flow in banking system. - Written and verbal communication skill with the ability to present information clearly and concisely.

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    2 weeks ago

    Mumbai, India Kotak Mahindra Bank Limited Full time

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    6 days ago

    Mumbai, Maharashtra, India Kotak Mahindra Full time

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    Mumbai, India Kotak Mahindra Bank Limited Full time

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    Mumbai, India A Leading Private Sector Bank Full time

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    4 weeks ago

    Mumbai, India A Leading Private Sector Bank Full time

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