
Urgent Search UPI SME
4 weeks ago
Key Responsibilities:
- Act as asubject matter expert (SME)for UPI payments, including transactions, reconciliation, dispute management, and fraud prevention.
- Leadend-to-end implementationof UPI solutions for banking and fintech partners.
- Ensure compliance withNPCI regulations, RBI guidelines, and industry standards.
- Work closely withengineering and product teamsto optimize UPI architecture, API performance, and security protocols.
- Analyze UPI transaction data and suggest enhancements for scalability and efficiency.
- Collaborate with business stakeholders todevelop UPI-based payment strategiesand new product innovations.
- Stay updated withlatest UPI trends, NPCI circulars, and emerging technologies in digital payments.
- Manage and resolve technical or operational issues related to UPI implementations.
Required Skills & Qualifications:
- 5-7 yearsof experience in digital payments, banking, or fintech, with3+ years in UPI domain.
- Strong knowledge ofUPI architecture, APIs, PSPs, TPAPs, and merchant integrations.
- Hands-on experience withNPCI compliance, ISO 20022, payment gateways, and fraud management.
- Expertise inUPI mandate, auto-pay, UPI 2.0/3.0, tokenization, and digital wallets.
- Understanding of security standards (PCI DSS, encryption, tokenization) for payments.
- Strong stakeholder management and ability to coordinate between business, product, and tech teams.
- Prior experience working withbanks, fintech firms, or payment aggregatorsis a plus.
- Excellent problem-solving, analytical, and communication skills.
Preferred Qualifications:
- Prior experience withNPCI certification processesfor UPI integrations.
- Understanding ofAI/ML-driven fraud preventionin digital payments.
- Experience working withcloud-based payment infrastructure.
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