Product Owner

12 hours ago


India Fulcrum Digital Inc Full time

Role Overview: We are seeking a Product Owner who has deep Property & Casualty (P&C) Insurance domain expertise specifically within the U.S. insurance market. The candidate must have hands-on experience in both Commercial Lines (CL) and Specialty Lines (SL). The role requires strong client-facing communication, requirements management, backlog ownership, and collaboration with functional and technical team. Key Responsibilities: 1. Client & Stakeholder Management - Serve as the primary liaison with client business, underwriter, and operations stakeholders. - Independently conduct requirement workshops, product walkthroughs, and change discussions. - Translate business needs into clear product deliverables and roadmap priorities. 2. Requirement Definition & Backlog Ownership - Develop epics, features, and detailed user stories with precise acceptance criteria. - Create Business Requirement Documents (BRDs), workflows, wireframe notes, and functional specs. - Prioritize and refine the product backlog based on business value and constraints. 3. Cross-Functional Collaboration - Partner with UI/UX teams on redesign and usability improvements. - Work closely with solution architects, QA, and development teams. - Ensure consistent business logic between legacy screens and updated UI components. 4. Delivery Management - Actively participate in Agile ceremonies — sprint planning, grooming, standups, demos, and retrospectives. - Support UAT planning, coordination, and defect triage along with operations stakeholders. - Ensure all scope items meet functional expectations and acceptance standards. Requirements Mandatory Required Skills & Qualifications: - 5+ years of experience as a Product Owner and total 12+ years of experience. - Strong U.S. P&C Insurance Domain Knowledge is Mandatory. - Hands-on experience in both Commercial Lines (CL) and/or Specialty Lines (SL) is mandatory, specifically in the U.S. regulatory, underwriting, and rating context. - Experience working with Policy Administration Systems (PAS). - Demonstrated ability to write high-quality user stories, acceptance criteria, features, BRDs, and workflows. - Proven experience leading client conversations independently. - Experience in UI modernization / legacy systems upgrade initiatives. Preferred Skills: - CSPO / SAFe PO/PM certification preferred. - Familiarity with U.S. policy lifecycle — submission, quoting, binding, endorsement, renewal, cancellation, and reinstatement. Soft Skills: - Clear, confident communicator with executive presence. - Analytical thinker with strong problem-solving and decision-making skills. - Collaborative team player who can influence without authority.


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