Commercial Underwriter

Key Responsibilities: - Apply a detailed understanding of AAF Lending Policy, Standards, and Lending Criteria to assess loan applications. - Evaluate commercial mortgage products for eligibility and suitability based on customer profiles and property types. - Use front-end systems to submit and track CRE applications through to credit approval. - Prepare credit papers for submission to UK based's Credit team, ensuring clarity and completeness. - Maintain a minimum 98% right-first-time documentation standard, ensuring accuracy and compliance. - Work both independently and collaboratively to meet deadlines and service level agreements (SLAs). - Adapt quickly to changing priorities and work proportionately based on transaction complexity. - Contribute to process improvement initiatives, identifying areas for efficiency and automation. - Build strong working relationships with internal stakeholders through clear and effective communication. - Liaise with KYC and Financial Crime departments to resolve onboarding issues related to fraud or compliance. - Attend ad hoc meetings as required by the UK team. - Perform additional tasks as assigned to support the CRE Lending function. Candidate Profile: - Education & Experience: - Bachelor's degree in finance, Economics, Accounting, or related field. - 1-3 years of experience in credit analysis, commercial lending, or financial services. - Exposure to UK banking or international financial institutions is preferred. Skills & Competencies: - Strong analytical and documentation skills. - Proficiency in Excel and financial modelling. - Excellent written and verbal communication in English. - Ability to work across time zones and manage remote stakeholder relationships. - Familiarity with UK lending practices and compliance standards (training will be provided). Desirable Qualifications: - Progress toward CFA, FRM, or similar certifications. - Understanding of UK property markets and commercial lending products. -