Analyst / Senior - Corporate Credit Analyst (emea Corporate)

About MUFG Global Service MGS MUFG Bank Ltd is Japans premier bank with a global network spanning in more than 40 markets Outside of Japan the bank offers an extensive scope of commercial and investment banking products and services to businesses governments and individuals worldwide MUFG Banks parent Mitsubishi UFJ Financial Group Inc MUFG is one of the worlds leading financial groups Headquartered in Tokyo and with over 360 years of history the Group has about 120 000 employees and offers services including commercial banking trust banking securities credit cards consumer finance asset management and leasing The Group aims to be the worlds most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers serving society and fostering shared and sustainable growth for a better world MUFGs shares trade on the Tokyo Nagoya and New York stock exchanges For more informatAbout Us MUFG Bank Ltd is Japans premier bank with a global network spanning in more than 40 markets Outside of Japan the bank offers an extensive scope of commercial and investment banking products and services to businesses governments and individuals worldwide MUFG Banks parent Mitsubishi UFJ Financial Group Inc MUFG is one of the worlds leading financial groups Headquartered in Tokyo and with over 360 years of history the Group has about 120 000 employees and offers services including commercial banking trust banking securities credit cards consumer finance asset management and leasing The Group aims to be the worlds most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers serving society and fostering shared and sustainable growth for a better world MUFGs shares trade on the Tokyo Nagoya and New York stock exchanges For more information visitMUFG Global Service Private LimitedEstablished in 2020 MUFG Global Service Private Limited MGS is 100 subsidiary of MUFG having offices in Bengaluru and Mumbai MGS India has been set up as a Global Capability Centre Centre of Excellence to provide support services across various functions such as IT KYC AML Credit Operations etc to MUFG Bank offices globally MGS India has plans to significantly ramp-up its growth over the next 18-24 months while servicing MUFGs global network across Americas EMEA and Asia PacificAbout the Role Position Title Corporate Credit AnalystCorporate Title AnalystInternal Title Analyst Senior AnalystReporting to VP Team LeadLocation Mumbai Nirlon Knowledge ParkJob ProfilePurpose of Role MGS India through its Credit Analysis Team manages the credit analysis function for its Corporate clients globally We are looking for an ambitious credit analyst to cover a varied portfolio across EMEA region The Credit Analysis team is the Banks first line of defense and works closely with GCIB bankers Product partners and Credit approvers to promote an optimal risk return on the banks lending opportunities The credit analyst will perform forward looking fundamental credit analysis on the borrowers annual reviews and limit renewals support on ad-hoc requests and periodic reviews when necessary Main Responsibilities Manage a portfolio of EMEA Corporate clients and undertake objective detailed due diligence of borrowers industry Managing end to end annual renewal of limits and borrower ratings as per the Banks credit processes and procedures collaborating with other stakeholders Relationship Managers Product teams and Credit Officers Approvers Covenant checks and periodic monitoring reports Preparation of periodic sector reports and event-based stress tests of the portfolio as necessary Support Relationship Managers Senior Credit Analysts in the department on adhoc requests related to new transactions or other portfolio reviews Audit management Internal External including regulatory inspections Ability to multi-task and manage ever-changing and often conflicting priorities Ability to work with a high level of motivation and initiative Work diligently to develop technical skills and industry knowledge related to the role Ensure accurate and timely compliance with internal policies and reporting procedures Candidate Profile Extensive experience in fundamental Corporate analysis gained in either a bank or their a Global Capability Centre asset manager or rating agency environment There should be an emphasis on credit analysis in the context of a transaction or event or a strong motivation to move into a more transaction driven environment Minimum experience of 3 yrs after Post Graduation CA CFA MBA Finance or their equivalents Functional Technical Competencies Experience of covering EMEA Large Corporates A good understanding of loan documentation and key credit protections Understanding of market risk and ISDA documents would be preferred beneficial Familiarity with Bloomberg CapIQ and similar systems Equal Opportunity Employer The MUFG Group is committed to providing equal employment opportunities to all applicants and employees and does not discriminate on the basis of race colour national origin physical appearance religion gender expression gender identity sex age ancestry marital status disability medical condition sexual orientation genetic information or any other protected status of an individual or that individual s associates or relatives or any other classification protected by the applicable laws