Vp - Lead For Card Loss Forecasting Portfolio Analytics

Job Category Risk Analytics Modeling As a Lead in the Loss Forecast and Portfolio Analytics team you ll work to provide oversight and drive production of the credit loss forecast and CECL forecast for all JPMorgan Chase Co credit cards In this highly visible role you ll Manage a team of risk modeling analysts Actively help determine the loss forecasting results and drivers This information will be presented to executive management and other internal clients Understand the impact of model updates and drive creation of overlays Identify and size the impact of emerging risks in Card portfolio Identify key trends happening in the card portfolio and its impact on the losses and profitability and baseline and stress scenarios Participate in cross-functional communications with Risk Management Finance Marketing and Collections to inform the forecast on current learnings and incorporate strategic initiatives Lead advanced analyses to assess relationships and patterns driving loss performance Produce the loss forecast and maintenance of associated loss models Help spearhead best in class documentation and operational risk and audit controls surrounding the loss forecasting and LLR Qualifications A Bachelor s degree in a quantitative discipline Finance Stats Econ Math Engineering or equivalent work training is required Advanced degree preferred 10 years of Credit Risk Management Statistical Modeling Marketing Analytics and or Consulting experience Essential skills Strong knowledge of Python SAS or SQL required Strong analytical interpretive and problem solving skills with the ability to interpret large amounts of data and its impact in both operational and financial areas Excellent oral and written communication and presentation skills Preferred skills Prior exposure to credit forecasting or underwriting of unsecured lending products like credit card personal loans or BNPL Some exposure to automation and dashboard creation Strong P L knowledge and understanding of drivers of profitability About Us JPMorganChase one of the oldest financial institutions offers innovative financial solutions to millions of consumers small businesses and many of the world s most prominent corporate institutional and government clients under the J P Morgan and Chase brands Our history spans over 200 years and today we are a leader in investment banking consumer and small business banking commercial banking financial transaction processing and asset management We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success We are an equal opportunity employer and place a high value on diversity and inclusion at our company We do not discriminate on the basis of any protected attribute including race religion color national origin gender sexual orientation gender identity gender expression age marital or veteran status pregnancy or disability or any other basis protected under applicable law We also make reasonable accommodations for applicants and employees religious practices and beliefs as well as mental health or physical disability needs Visit our for more information about requesting an accommodation About the Team Our Consumer Community Banking division serves our Chase customers through a range of financial services including personal banking credit cards mortgages auto financing investment advice small business loans and payment processing We re proud to lead the U S in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction Risk Management helps the firm understand manage and anticipate risks in a constantly changing environment The work covers areas such as evaluating country-specific risk understanding regulatory changes and determining credit worthiness Risk Management provides independent oversight and maintains an effective control environment