(28/09/2025) Senior Data Scientist

Our Purpose Mastercard powers economies and empowers people in 200 countries and territories worldwide Together with our customers we re helping build a sustainable economy where everyone can prosper We support a wide range of digital payments choices making transactions secure simple smart and accessible Our technology and innovation partnerships and networks combine to deliver a unique set of products and services that help people businesses and governments realize their greatest potential Title and Summary Senior Data Scientist AI Garage is responsible for establishing Mastercard as an AI powerhouse AI will be leveraged and implemented at scale within Mastercard providing a foundational competitive advantage for the future All internal processes all products and services will be enabled by AI continuously advancing our value proposition consumer experience and efficiency Opportunity Join Mastercard s AI Garage Gurgaon a newly created strategic business unit executing on identified use cases for product optimization and operational efficiency securing Mastercard s competitive advantage through all things AI The AI professional will be responsible for the creative application and execution of AI use cases working collaboratively with other AI professionals and business stakeholders to effectively drive the AI mandate Role Ensure all AI solution development is in line with industry standards for data management and privacy compliance including the collection use storage access retention output reporting and quality of data at Mastercard Adopt a pragmatic approach to AI capable of articulating complex technical requirements in a manner this is simple and relevant to stakeholder use cases Gather relevant information to define the business problem interfacing with global stakeholders Creative thinker capable of linking AI methodologies to identified business challenges Identify commonalities amongst use cases enabling a microservice approach to scaling AI at Mastercard building reusable multi-purpose models Develop AI ML solutions applications leveraging the latest industry and academic advancements Leverage open and closed source technologies to solve business problems Ability to work cross-functionally and across borders drawing on a broader team of colleagues to effectively execute the AI agenda Partner with technical teams to implement developed solutions applications in production environment Support a learning culture continuously advancing AI capabilities All About You Experience Experience in the Data Sciences field with a focus on AI strategy and execution and developing solutions from scratch Demonstrated passion for AI competing in sponsored challenges such as Kaggle Previous experience with or exposure to o Deep Learning algorithm techniques open source tools and technologies statistical tools and programming environments such as Python R and SQL o Big Data platforms such as Hadoop Hive Spark GPU Clusters for deep learning o Classical Machine Learning Algorithms like Logistic Regression Decision trees Clustering K-means Hierarchical and Self-organizing Maps TSNE PCA Bayesian models Time Series ARIMA ARMA Recommender Systems - Collaborative Filtering FPMC FISM Fossil o Deep Learning algorithm techniques like Random Forest GBM KNN SVM Bayesian Text Mining techniques Multilayer Perceptron Neural Networks - Feedforward CNN LSTM s GRU s is a plus Optimization techniques - Activity regularization L1 and L2 Adam Adagrad Adadelta concepts Cost Functions in Neural Nets - Contrastive Loss Hinge Loss Binary Cross entropy Categorical Cross entropy developed applications in KRR NLP Speech and Image processing o Deep Learning frameworks for Production Systems like Tensorflow Keras for RPD and neural net architecture evaluation PyTorch and Xgboost Caffe and Theono is a plus Exposure or experience using collaboration tools such as o Confluence Documentation o Bitbucket Stash Code Sharing o Shared Folders File Sharing o ALM Project Management Knowledge of payments industry a plus Experience with SAFe Scaled Agile Framework process is a plus Effectiveness Effective at managing and validating assumptions with key stakeholders in compressed timeframes without hampering development momentum Capable of navigating a complex organization in a relentless pursuit of answers and clarity Enthusiasm for Data Sciences embracing the creative application of AI techniques to improve an organization s effectiveness Ability to understand technical system architecture and overarching function along with interdependency elements as well as anticipate challenges for immediate remediation Ability to unpack complex problems into addressable segments and evaluate AI methods most applicable to addressing the segment Incredible attention to detail and focus instilling confidence without qualification in developed solutions Core Capabilities Strong written and oral communication skills Strong project management skills Concentration in Computer Science Some international travel required Corporate Security Responsibility All activities involving access to Mastercard assets information and networks comes with an inherent risk to the organization and therefore it is expected that every person working for or on behalf of Mastercard is responsible for information security and must Abide by Mastercard s security policies and practices Ensure the confidentiality and integrity of the information being accessed Report any suspected information security violation or breach and Complete all periodic mandatory security trainings in accordance with Mastercard s guidelines