Data Science

4 days ago

Solapur, India bluCognition Full time

Data Scientist – Credit Risk About bluCognition: bluCognition is an AI/ML based start-up specializing in risk analytics, data conversion and data enrichment capabilities. Founded in 2017, by some very named senior professionals from the financial services industry, the company is headquartered in the US, with the delivery centre based in Pune. We build all our solutions while leveraging the latest technology stack in AI, ML and NLP combined with decades of experience in risk management at some of the largest financial services firms in the world. Our clients are some of the biggest and the most progressive names in the financial services industry. We are entering a significant growth phase and are looking for individuals with entrepreneurial mindset who wants us to join us in this exciting journey. About the Role We are looking for analytically strong professionals with deep expertise in credit card analytics, portfolio management, and risk strategy—particularly those who have worked on LTV (Lifetime Value) and Risk–Reward trade-off modelling. The ideal candidate brings experience working with U.S. credit card portfolios and can connect data-driven insights to business profitability and portfolio health. Key Responsibilities - Develop, validate, and enhance LTV models, credit risk models, and portfolio profitability frameworks. - Work on Risk–Reward trade-off modelling to optimize acquisition and portfolio strategies—balancing growth and default risk. - Extract and explore data, validate data integrity, perform ad hoc analysis, evaluate new data sources for usage in strategy development. - Lead portfolio analytics initiatives to track and improve credit performance. - Partner with risk, product, and marketing teams to design data-driven credit policies, limit strategies, and customer lifecycle interventions. - Conduct profitability segmentation to identify high-value and high-risk customer cohorts. - Support pricing and credit limit optimization using predictive modelling and scenario simulations. - Analyze large-scale datasets (internal + bureau data) to extract actionable insights for portfolio health monitoring. Required Skills & Experience - 2 years + of experience in credit card, consumer lending, or portfolio risk space. - Proven experience in LTV modelling, risk–reward trade-off, and portfolio profitability optimization. - Hands-on proficiency in Python or R for statistical modelling and SQL for data extraction/manipulation. - Expertise in predictive modelling (logistic regression, decision trees, gradient boosting, survival analysis). - Experience with credit bureau data, scorecards, and portfolio forecasting techniques and familiarity with U.S. credit systems. - Ability to communicate findings clearly to both technical and business audiences. Educational Qualifications - Degree from a top-tier institution; Particularly in a quantitative field (e.g., computer science, data science, engineering, economics, mathematics, etc.). Advanced degree preferred. Why Join - Work on end-to-end credit portfolio analytics driving real financial outcomes. - Exposure to U.S. credit card portfolios and data-driven risk strategy. - Collaborate with cross-functional teams across risk, marketing, and product to shape growth and profitability.

  • Data architect

    1 week ago

    Solapur, India NR Consulting Full time

    ```html About the Company We are seeking a highly experienced Data Architect with over 10 years in IT and at least 4+ years in data architecture or principal data engineering roles. The ideal candidate will design, implement, and govern large-scale data platforms in cloud environments, ensuring performance, scalability, and security. About the Role We are...

  • LLM Research Data Scientist

    1 week ago

    Solapur, India Innodata Inc. Full time

    RequirementExp- 10+ yearsLocation- Remote Job(Full Time)Master's degree in Data Science, computer Science or a related field.10+ years of experience in data science & client-facing roleHigh proficiency with AI tools (e.g., Copilots, GenAI platforms) and applying them to complex real-world use casesExpert-level Python skills, with deep familiarity with LLM...

  • Head IT Automation

    2 weeks ago

    Solapur, India BDx Data Centers Full time

    Designation: Head/VP - IT Automation.Job DescriptionThe Vice President of Data Center Automation is a senior leadership role responsible for driving the automation, optimization, and security of data center operations. This position oversees IT infrastructure, cybersecurity protocols, Building Management System (BMS) operations, and OSS/BSS (Operational...

  • Senior Data Scientist

    1 week ago

    Solapur, India ANSR Full time

    About Albertsons Companies Inc. : As a leading food and drug retailer in the United States, Albertsons Companies, Inc. operates over 2,200 stores across 35 states and the District of Columbia. Our well-known banners across the United States, including Albertsons, Safeway, Vons, Jewel-Osco and others, serve more than 36 million U.S customers each week. We...

  • Data Engineer

    3 days ago

    Solapur, India Sirius AI Full time

    Data Engineer Job Description About Sirius AI Sirius AI is a US headquartered AI Consulting services and products company with operations in India. Sirius AI focuses on Financial Services enterprises and solutions / services delivered across multiple geographies. We are an innovation-driven AI and data driven consulting services firm with a high focus on...

  • Vice President

    1 week ago

    Solapur, India Capital One Full time

    Capital One has invested heavily in the cloud, in modern engineering approaches, and in attracting world class engineering talent. We experiment and innovate leveraging the latest technologies, engineer breakthrough customer experiences, and bring simplicity and humanity to banking. Together, this work helps make a difference for 65 million customers. At...

  • Senior Data Engineer

    3 weeks ago

    Solapur, India Deutsche Börse Full time

    About Deutsche Börse Group: Headquartered in Frankfurt, Germany, Deutsche Börse Group is a leading international exchange organization and market infrastructure provider. They empower investors, financial institutions, and companies by facilitating access to global capital markets. Their India centre is located in Hyderabad, serves as a key strategic hub...

  • ▷ [Apply Now] Finance & Data Analyst

    6 days ago

    Solapur, India Plootus Full time

    About Plootus Plootus is a mobile app available for both Apple and Android stores. Based out of Connecticut in the USA, Plootus has developed an easy to use & integrated financial planning tool for retirement, focused especially on the 401(k) market which according to Koski research is the only or largest source for retirement planning for 60% of the people....

  • Associate Manager

    2 days ago

    Solapur, India HCLTech Full time

    Key ResponsibilitiesLead end-to-end forecasting strategy using advanced statistical and machine learning models (SARIMAX, ARIMA, LightGBM, Prophet, TFT, RNN, LSTM etc.) for complex business scenarios.Own forecasting lifecycle from data ingestion, preprocessing, and model development using advance feature engineering to deployment and performance...

  • ML Engineer Lead

    3 weeks ago

    Solapur, India Hyrfast Full time

    Machine Learning Engineer LeadHiring Machine Learning Engineer Lead for our client, which is a global digital engineering company specializing in data engineering, cloud solutions, and enterprise AI services.Python | PySpark | AWS | MLOps📍 Location: Noida/Gurgaon/Indore/Bangalore/Pune🕒 Experience: 8-10 years | Full-timeAbout the RoleAre you passionate...