Lending Officer, Associate

Job Description Position Overview Job Title: Lending Officer, Associate Location: Mumbai, India Role Description Deutsche Bank's Lending Asia is a well-established team of professionals involved in providing customized and standardized liquidity solutions specifically designed to address the unique and complex needs of ultra/high net worth individuals. Its team members are based across Mumbai, Hong Kong, and Singapore. What We'll Offer You As part of our flexible scheme, here are just some of the benefits that you'll enjoy - Best in class leave policy - Gender neutral parental leaves - 100% reimbursement under child care assistance benefit (gender neutral) - Flexible working arrangements - Sponsorship for Industry relevant certifications and education - Employee Assistance Program for you and your family members - Comprehensive Hospitalization Insurance for you and your dependents - Accident and Term life Insurance - Complementary Health screening for 35 yrs. and above Your Key Responsibilities Initial financing enquiries and live execution - Financial Analysis of underlying companies and/or collateral. Depending on each enquiry/transaction, including but not restricted to Credit fundamental analysis, analysis of financials, comparable company, valuation analysis, financial modelling - As required, general industry overview that relates to the financing enquiry/ transaction - Research on sponsors/clients - Transaction writeup and internal transaction presentation - Collation of relevant research reports, including ratings report to the extent applicable - Commercial, business and financial due diligence in a live transaction - Preparing/assisting in credit approval analysis and addressing Risk Management queries Post transaction - Monitoring transaction covenants (eg financial covenants, information needed on a periodic basis) - Transaction amendments and credit renewal process Others - Timely input of new/to-be-renewed credit files and risk ratings into the lending digital platform, for onward credit approvals - Participate in system testing - Potential ad hoc projects - Private bank/ Wealth Management experience would be preferable - Experience in change management and process improvements initiatives would be helpful for candidate to succeed in the role Your Skills And Experience Key Competencies: - Prior experience of credit analysis with a strong knowledge of Lending business - Highly motivated person with initiative, willing to learn and actively blend with Candidate/applicant onshore and offshore colleagues. - Superior analytical aptitude, problem solving abilities and excellent communication skills - Strong understanding of finance with ability to analyze financial statements - Team player, Fast thinking, dynamic and a strong work ethic - Experience of at least 6 years in a financial institution in a similar role would be preferred - Attention to detail and high level of motivation How We'll Support You - Training and development to help you excel in your career - Coaching and support from experts in your team - A culture of continuous learning to aid progression - A range of flexible benefits that you can tailor to suit your needs About Us And Our Teams Please visit our company website for further information: https://www.db.com/company/company.html We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.