RPMG:Portfolio Manager
2 weeks ago
Job Description About Retail Portfolio Management Group The Retail Portfolio Management Group (RPMG) plays a strategic role in managing the bank's retail receivables, with a sharp focus on loss containment, cost efficiency, and portfolio sustainability. Through advanced analytics, technology-driven processes, and close collaboration with Credit, Risk, and Product teams, RPMG ensures risk-calibrated policy execution. RPMG engages delinquent customers with multiple repayment solutions and financial counseling, promoting responsible credit behavior and long-term financial health. This approach aligns with the bank's overarching Growth, Profitability, and Sustainability (GPS) strategy, positioning RPMG as a key contributor to operational resilience and financial performance About the Role To manage and oversee the collections portfolio for Agri Loans across various delinquency buckets through effective vendor management, process adherence, and compliance with audit and regulatory standards. The role ensures timely resolution of overdue accounts and maintains portfolio health in alignment with organizational goals. Key Responsibilities .Portfolio Management: .Monitor and manage Agri Loan collections across all buckets (early, mid, and late-stage delinquencies). .Analyze portfolio trends and implement corrective actions to improve recovery rates. .Vendor Management: .Engage and supervise multiple third-party collection agencies/vendors. .Ensure vendors adhere to bank policies, SLAs, and compliance norms. .Conduct regular performance reviews and audits of vendor activities. .Bucket Resolution: .Drive resolution strategies for each delinquency bucket. .Coordinate with field teams and vendors to ensure timely follow-ups and closures. .Process Adherence: .Ensure all collection activities are conducted as per the bank's standard operating procedures. .Maintain accurate and timely documentation of collection efforts. .Compliance & Audit: .Ensure full compliance with internal audit guidelines and regulatory requirements. .Address audit observations and implement preventive measures. .Reporting & MIS: .Prepare and present periodic reports on collection performance, vendor efficiency, and portfolio health. .Use data analytics to identify risk areas and recommend strategic interventions. Qualifications Optimal qualification for success on the job is: .Graduate/Postgraduate in Finance, Agriculture, or related field. .5-10 years of experience in collections, preferably in Agri or rural lending portfolios. .Strong understanding of Agri Loan products and rural customer behavior. .Experience in managing external vendors and field collection teams. Role Proficiencies: For successful execution of the job, the candidate should possess the following: .Excellent communication and negotiation skills. .Strong analytical and problem-solving abilities. .Proficiency in MS Excel and collection management systems. .Knowledge of regulatory and compliance frameworks in rural lending.
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RPMG:Portfolio Manager
2 days ago
India Axis Bank Full timeJob Description RPMG: Portfolio Manager Personal Loan INTERNAL USAGE: No. of Vacancies: Reports to: Area Collections Manager Is a Team leader N Team Size: Grade: AM/DM/M Business: Retail Banking Department: Retail Portfolio Management Group Sub-Department: PDM/Flows/NPA Location: PAN India About Retail Portfolio Management Group The RPMG department focuses...
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RPMG:Portfolio Manager
3 weeks ago
India Axis Bank Full timeJob Description RPMG: Portfolio Manager - Auto Loans INTERNAL USAGE: No. of Vacancies: Reports to: Cluster Portfolio Manager Is a Team leader N Team Size: Grade: AM/DM Business: Retail Banking Department: Retail Portfolio Management Group Sub-Department: Auto Loans Location: PAN India About Retail Portfolio Management Group The Retail Portfolio Management...
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RPMG:Portfolio Manager
6 days ago
Dharmsala, India Axis Bank Full timeJob Description RPMG: Portfolio Manager Reach Market INTERNAL USAGE: No. of Vacancies: Reports to: Cluster Portfolio Manager Is a Team leader N Team Size: Grade: AM/DM Business: Retail Banking Department: Retail Portfolio Management Group Sub-Department: Location: PAN India About Retail Portfolio Management Group The RPMG department focuses on the lending...
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RPMG:Portfolio Manager
2 days ago
Chennai, India Axis Bank Full timeJob Description RPMG: Portfolio Manager Credit Card INTERNAL USAGE: No. of Vacancies: Reports to: Area Collections Manager Is a Team leader N Team Size: Grade: AM/DM/M Business: Retail Banking Department: Retail Portfolio Management Group Sub-Department: PDM/Flows/NPA Location: PAN India About Retail Portfolio Management Group The RPMG department focuses on...
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RPMG:Portfolio Manager
2 weeks ago
Mohali, India Axis Bank Full timeJob Description RPMG: Portfolio Manager - Business Loans INTERNAL USAGE: No. of Vacancies: Reports to: Cluster Portfolio Manager Is a Team leader N Team Size: Grade: AM/DM/M Business: Retail Banking Department: Retail Portfolio Management Group Sub-Department: PDM/Flows/NPA Location: PAN India About Retail Portfolio Management Group TheRetail Portfolio...
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RPMG:Portfolio Manager
1 week ago
Mumbai, India Axis Bank Full timeJob Description RPMG: Portfolio Manager - Mortgage INTERNAL USAGE: No. of Vacancies: Reports to: Area Collections Manager Is a Team leader N Team Size: Grade: AM/DM Business: Retail Banking Department: Retail Portfolio Management Group Sub-Department: Flows Location: PAN India About Retail Portfolio Management Group The Retail Portfolio Management Group...
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RPMG:Portfolio Manager
2 weeks ago
India Axis Bank Full timeJob Description RPMG: Portfolio Manager Bharat Banking Loans INTERNAL USAGE: No. of Vacancies: Reports to: Area Collections Manager Is a Team leader N Team Size: Grade: AM/DM/M Business: Retail Banking Department: Retail Portfolio Management Group Sub-Department: PDM/Flows/NPA Location: PAN India About Retail Portfolio Management Group The RPMG department...
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RPMG:Portfolio Manager
3 weeks ago
Pune, India Axis Bank Full timeJob Description About Retail Portfolio Management Group The Retail Portfolio Management Group (RPMG) plays a strategic role in managing the bank's retail receivables, with a sharp focus on loss containment, cost efficiency, and portfolio sustainability. Through advanced analytics, technology-driven processes, and close collaboration with Credit, Risk, and...
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RPMG:Portfolio Manager
3 weeks ago
Meerut, India Axis Bank Full timeJob Description About Retail Portfolio Management Group The Retail Portfolio Management Group (RPMG) plays a strategic role in managing the bank's retail receivables, with a sharp focus on loss containment, cost efficiency, and portfolio sustainability. Through advanced analytics, technology-driven processes, and close collaboration with Credit, Risk, and...
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RPMG:Portfolio Manager
1 week ago
Bengaluru, India Axis Bank Full timeJob Description About Retail Portfolio Management Group The Retail Portfolio Management Group (RPMG) plays a strategic role in managing the bank's retail receivables, with a sharp focus on loss containment, cost efficiency, and portfolio sustainability. Through advanced analytics, technology-driven processes, and close collaboration with Credit, Risk, and...
