Mortgage Loan Processor

Company Name VARITE India Private Limited About The Client Providing Back-Office Support Services to the Financial Services Industry About The Job We are seeking a detail-oriented and process-driven Mortgage Loan Processor to support the Verification of Employment function within the US Mortgage Loan Origination process The candidate should have a strong understanding of US mortgage regulations and loan processing requirements Essential Job Functions Conduct thorough reviews of borrower-provided documents such as pay stubs W-2s tax returns assets gift and employment letters Perform income and employment verifications via third-party tools e g The Work Number and direct contact with employers if necessary Accurately input and update borrower information in loan origination systems LOS Collaborate with underwriters loan officers and processors to resolve income-related issues and obtain additional documentation when required Ensure all verifications and documentation meet compliance quality and turnaround time standards Maintain an up-to-date understanding of mortgage industry regulations related to employment verification Qualifications Required Skills Preferred calling experience with excellent oral and written communication skills Bachelor s degree or equivalent work experience in the financial or mortgage services industry Minimum 3 to 5 years of experience in US Mortgage Origination specifically in income calculation and employment verification Familiarity with loan origination systems e g Encompass Loan Prospector and Desktop Underwriter programs Calyx Point or similar Proficient in reading and interpreting complex financial documents High attention to detail and accuracy Excellent communication and documentation skills Ability to work under pressure and meet tight deadlines Experience working with third-party verification systems e g The Work Number Equifax FormFree Google Prior experience in a BPO or shared services environment supporting US mortgage processes Knowledge of fraud prevention practices in the loan verification process How to Apply Interested candidates are encouraged to respond submit their updated resumes and for additional job opportunities please visit Unlock Rewards Refer Candidates and Earn If you re not available or interested in this opportunity please pass this along to anyone in your network who might be a good fit and interested in our open positions VARITE offers a Candidate Referral program where you ll receive a one-time referral bonus based on the following scale if the referred candidate completes a three-month assignment with VARITE Experience Level Bonus Referral 0-2 years INR 5 000 2-6 years INR 7 500 6 years INR 10 000 About VARITE VARITE is a global staffing and IT consulting company providing technical consulting and team augmentation services to Fortune 500 Companies in USA UK CANADA and INDIA VARITE is currently a primary and direct vendor to the leading corporations in the verticals of Networking Cloud Infrastructure Hardware and Software Digital Marketing and Media Solutions Clinical Diagnostics Utilities Gaming and Entertainment and Financial Services Equal Opportunity Employer VARITE is an equal opportunity employer We celebrate diversity and are committed to creating an inclusive environment for all employees We do not discriminate on the basis of race color religion sex sexual orientation gender identity or expression national origin age marital status veteran status or disability status