Personal Lines Underwriting Product Lead

3 weeks ago

Mumbai, Maharashtra, India Liberty Mutual Full time
Job Description

Key Responsibilities:

- Develop and support pricing strategies for Motor Insurance products based on portfolio trends and emerging market patterns.
- Analyze large datasets to identify trends, pricing opportunities, and potential risks.
- Collaborate with analytics and actuarial teams to gather detailed pricing inputs, including OEM/Non-OEM segmentation and scheme-level insights.
- Contribute to the development and refinement of financial models to support pricing decisions.
- Prepare and present monthly product performance decks for steering committee meetings, including monitoring of marginal costs and execution of corrective actions.
- Translate complex data into actionable insights and prescriptive recommendations for stakeholders.
- Continuously assess and refine pricing models to improve profitability and market competitiveness.

Candidate Requirements:

- Minimum 57 years of experience in Insurance product pricing.
- Knowledge or hands-on experience in Motor Insurance pricing is preferred.
- Strong analytical and problem-solving skills, with the ability to interpret data effectively.
- High proficiency in analytical tools including VBA, MS Excel, and financial modelling.
- Excellent communication skills and ability to convey data-driven insights clearly.
- Comfortable working in a cross-functional environment and presenting findings to senior management.

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