Wholesale Credit Risk Intermediate Analyst – Commodities – Officer

Whether you re at the start of your career or looking to discover your next adventure your story begins here At Citi you ll have the opportunity to expand your skills and make a difference at one of the world s most global banks We re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders as well as more traditional learning You ll also have the chance to give back and make a positive impact where we live and work through volunteerism Institutional Credit Management s ICM mandate is to deliver best-in-class credit risk analysis monitoring and credit administration as a partner to Independent Risk and Banking shared commitment to ensuring the safety and soundness of wholesale lending across ICG ICM Risk Analysis Credit Risk Senior Analysts are responsible for a portfolio of ICG Risk Relationships owning the Credit Risk Analysis for those relationships and being responsible for the continuous monitoring of that portfolio That includes the production of Annual Reviews Quarterly Reviews and the support to Ad-Hoc Transactions and Portfolio Industry Reviews and Stress Testing This role has responsibility for the portfolio of Western Europe Corporate Relationships and the role reports directly to the ICM - Commodities Credit Risk Team Lead In this role you re expected to Assess the credit and financial strength of Citi s Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite Continuous monitoring of the covered portfolio including following industry trends impacts to key relationships and escalation of potential credit issues to Credit Risk Team Leads ICG Risk and Banking partners Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios Support ICM Risk Analysis Voice of the Employee VOE initiatives Travel less than 10 As a successful candidate you d ideally have the following skills and exposure Demonstratable financial services experience including 3-5 years of credit experience in Banking Credit Risk Management or equivalent credit experience candidates with background in commodities energy and natural resources preferred Knowledge of Wholesale Credit Processes and organizational awareness including IRAU functions covered portfolios and processes Understanding of policies and procedures with the ability to execute change seamlessly Intermediate analytical skills including an understanding of key financial components liquidity position leverage profile with the ability to identify root causes and trends and anticipate horizon issues Thorough knowledge of Citis systems Experience in preparing presentations for seniors Awareness and adherence to the control environment including Quality Assurance and Quality Control Assists colleagues in identifying stretch opportunities to elevate individual and team performance Proven culture carrier Interpersonal skills with the ability to build relationships and exert influence with and without direct authority Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively Written and verbal communication skills with the ability to communicate clearly and concisely to audiences of varying levels of seniority Microsoft Office Word Excel and PowerPoint skills Education BCOM CA or higher degree in Business MBA or any other related subject This job description provides a high-level review of the types of work performed Other job-related duties may be assigned as required Job Family Group Risk Management Job Family Credit Risk Time Type Full time Most Relevant Skills Analytical Thinking Constructive Debate Escalation Management Financial Analysis Policy and Procedure Policy and Regulation Product Knowledge Risk Controls and Monitors Risk Identification and Assessment Other Relevant Skills For complementary skills please see above and or contact the recruiter Citi is an equal opportunity employer and qualified candidates will receive consideration without regard to their race color religion sex sexual orientation gender identity national origin disability status as a protected veteran or any other characteristic protected by law If you are a person with a disability and need a reasonable accommodation to use our search tools and or apply for a career opportunity review View Citi s and the poster