Analyst- Portfolio Management

About MUFG Global Service MGS MUFG Bank Ltd is Japan s premier bank with a global network spanning in more than 40 markets Outside of Japan the bank offers an extensive scope of commercial and investment banking products and services to businesses governments and individuals worldwide MUFG Bank s parent Mitsubishi UFJ Financial Group Inc MUFG is one of the world s leading financial groups Headquartered in Tokyo and with over 360 years of history the Group has about 120 000 employees and offers services including commercial banking trust banking securities credit cards consumer finance asset management and leasing The Group aims to be the world s most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers serving society and fostering shared and sustainable growth for a better world MUFG s shares trade on the Tokyo Nagoya and New York stock exchanges For more informat About Us MUFG Bank Ltd is Japans premier bank with a global network spanning in more than 40 markets Outside of Japan the bank offers an extensive scope of commercial and investment banking products and services to businesses governments and individuals worldwide MUFG Banks parent Mitsubishi UFJ Financial Group Inc MUFG is one of the worlds leading financial groups Headquartered in Tokyo and with over 360 years of history the Group has about 120 000 employees and offers services including commercial banking trust banking securities credit cards consumer finance asset management and leasing The Group aims to be the worlds most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers serving society and fostering shared and sustainable growth for a better world MUFGs shares trade on the Tokyo Nagoya and New York stock exchanges MUFG Global Service Private Limited Established in 2020 MUFG Global Service Private Limited MGS is 100 subsidiary of MUFG having offices in Bengaluru and Mumbai MGS India has been set up as a Global Capability Centre Centre of Excellence to provide support services across various functions such as IT KYC AML Credit Operations etc to MUFG Bank offices globally MGS India has plans to significantly ramp-up its growth over the next 18-24 months while servicing MUFGs global network across Americas EMEA and Asia Pacific About the Role Position Title Japanese Corporate Banking Portfolio Management Group Corporate Title Analyst Job Profile Position details Support Portfolio Management Group and handle credit coverage for US subsidiaries of Japanese Corporates The Junior will be a corporate finance professional supporting US subsidiaries of publicly traded Japanese corporations The critical function of assessing risk factors associated with a credit and determining appropriate rating based on established policies and guidelines Responsibilities will include supporting the active credit management of a designated portfolio utilizing solid credit and analytical skills Provide continuous oversight of portfolio names monitoring for potential upgrading downgrading and credit deterioration with the goal of maximizing net income and reducing credit costs Roles and Responsibilities Active Portfolio Management of Designated Customers under the Guidance of Senior Portfolio Managers Manage a designated portfolio of Japanese corporate credit customers Perform due diligence and scheduled reviews regularly Analyze credit risk of the designated portfolio determine accurate ratings and make recommendations of accurate and timely ratings to management with support from senior portfolio manager Prepare detailed credit analysis and credit applications in accordance with Americas Credit Policy Americas Credit-Related Procedures Credit Rules and JCB Credit Operating Manual evaluating the borrowers industry business legal financial risks and recommending extensions of credit to management Basic cash flow modeling skills and understanding of assigned industries industry sub-sectors are required and maintain most updated knowledge on the industries through internal external sources and direct communication with the customers Able to understand and assess risk of standard bank products such as loans stand-by LC trade finance forex derivatives and securitization Maintain direct communication with assigned customers Oversight of covenants compliance facility due date condition instruction report required Responsible for coordinating and communicating account information to internal auditors and external regulators e g FRB FSA BOJ SNIC OCC Ongoing training to enhance the all-around skill sets of a portfolio manager Perform other related functions as assigned Deal Support Work with business lines product groups to identify prospective transactions Identify structural risks and mitigants in prospective transactions and recommend enhance structuring of deals and covenant in line with policies and procedures Advise relationship managers on credit risk issues terms conditions to create the best possible deal with a goal of improving profit and minimizing credit cost with support from senior portfolio manager Communicate with credit divisions with regard to rating rationale facility structuring exposures and ensure credit divisions are furnished with all credit related information analysis pertinent to making a decision Policy Compliance Ensure compliance with external regulatory requirements JFSA BOJ FRB OCC Ensure compliance with internal policy and procedures by understanding and adhering to Americas Credit Policy Americas Credit-Related Procedures Credit Rules Procedures for Credit Ratings JCB Credit Operating Manual and any other applicable pronouncements Job Requirements 1-3 years of working experience in financial institutions or equivalent in accounting financial analysis areas Excellent communication skills both oral and written Japanese language skill preferred Bachelors degree required major in accounting finance business preferred MBA or CFA is a plus Completion of formal credit training is a plus Equal Opportunity Employer The MUFG Group is committed to providing equal employment opportunities to all applicants and employees and does not discriminate on the basis of race colour national origin physical appearance religion gender expression gender identity sex age ancestry marital status disability medical condition sexual orientation genetic information or any other protected status of an individual or that individual s associates or relatives or any other classification protected by the applicable laws