Senior Officer, Branch Relationship Manager, Consumer Banking Group

3 weeks ago


Delhi, India DBS Bank Full time

Business Function As the leading bank in Asia DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions across 500 branches in the country As a market leader in the consumer banking business DBS has a full spectrum of products and services including deposits incl structured solutions for NRI investments insurance mortgages credit cards and personal loans to help our customers realise their dreams and aspirations at every life stage Job Purpose To deliver exceptional volume and revenue performance by acquiring and engaging with DBS clients having an AUM INR 1 million through need-based approach and ensure client coverage and product penetration through cross-sell and up-sell of DBS products and services To manage maintain the highest customer satisfaction and service levels through pro-active client engagement relationship management coordinating internally with DBS Service and Distribution and Product team Key Accountabilities Acquire and upgrade quality clients in the branch location areas to Treasures segment Engage with existing customers to deepen the wallet share through retention and growth of AUM Accountable for achieving monthly annual volume and revenue objective as agreed Ensure activation of e-Channels I-Banking M-Banking Online MF Debit Card and Savings Book growth Ensure proper implementation execution of product strategies through effective relationship management Develop the client trust and loyalty for entrenched relationship with DBS through lifestyle and beyond banking propositions Ensure optimum product mix and new- to- product clients aimed at customer level profitability and enhancing client coverage Drive and deliver exemplary customer service in the local market and uphold DBS service standards Ensure internal and regulatory compliance through strict adherence to DBS sales process timely risk reviews and exercising due diligence while on-boarding Ensure exemplary service delivery of these clients by building appropriate workflows and processes incl doorstep banking etc Job Duties Requirements Establish manage and grow the AUM of mapped Client segment by acquiring and nurturing the client having AUM INR 1 M Ensure complete knowledge of all products services through continuous skill and knowledge improvement Resolve customer queries and complaints within the agreed TAT as per the DBS customer service policy Coordinate and work closely with CBG colleagues Service teams Product specialist to ensure that team objectives are met through an environment that nurtures harmony and collaboration through teamwork Work closely with the Line Manager and City Cluster Head to ensure achievement of common team and Branch objectives Ensure internal and regulatory compliance and address operational risks if any e g Health Safety standards security of premises AML KYC and ongoing risk reviews To exercise appropriate due diligence while on-boarding and engaging with clients Establish DBS as a primary banker for clients and as a prominent banking provider in India Required Experience Required 5 years of experience in in a reputed bank and proficient in banking products In-depth knowledge of local market and competition AMFI IRDAI FEDAI certified candidates with BCSBI certification would be an added advantage Education Preferred Qualifications Graduate 10 2 3 -en



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