Transaction Monitoring Analyst

ABOUT TIDEAt Tide we are building a finance platform designed to save small businesses time and money We provide our members with business accounts and related banking services but also a comprehensive set of connected administrative solutions from invoicing to accounting Launched in 2017 Tide is now used by over 1 million small businesses across the world and is available to UK Indian and German SMEs Headquartered in central London with offices in Sofia Hyderabad Delhi Berlin and Belgrade Tide employs over 2000 employees Tide is rapidly growing expanding into new markets and always looking for passionate and driven people Join us in our mission to empower small businesses and help them save time and money AOBUT THE TEAMHere at Tide we are looking for a driven Alert Review Analyst with a good understanding of the concept of fraud and merchant payments As an Alert Review Analyst you are the first line of defence in our battle against combating fraud We tackle all types of fraud within our team so you will be able to detect and prevent them You ll be responsible for the monitoring of these transaction types and behaviours across our customer base ensuring we put our genuine members first whilst spotting and investigating potentially suspicious activity This role is a key element of our team so we re looking for someone who is a passionate investigator possesses good knowledge on merchant payments who will help reduce risk to tide and let our members get back to doing what they love ABOUT THE ROLE Undertaking full profile reviews based on potentially suspicious triggers or periodic timeframes Own the analysis of risk data identify trends red flags and develop an in-depth understanding of the risk profile of our acquiring products Monitor compliance with the acquiring products risk appetite acceptance and risk performance Adopt a continuous improvement mind-set constantly identifying opportunities to enhance processes procedures and adopt new tools technologies Monitor performance of fraud and risk models and identify areas of improvement Identify further fraud and risk data and rules that can be beneficial to improve credit performance across Tide Managing your own case load to meet performance targets Consistently reaching the targets for Productivity and Quality Establishing good relationships with various departments throughout the organisation to ensure good operational synergy Participate in internal and external training programs related to fraud offences detection and prevention and other subjects that may form part of the day-to-day work requirements Treating Tide members fairly by taking responsibility to ensure that their needs are met WHAT WE ARE LOOKING FOR You are willing to work in flexible shift patterns You have 2 to 3 years of experience in a Fraud Financial crime and or Credit Risk role ideally in merchant acquiring payments fintech esp e-commerce payments or financial institutions Have a strong understanding of risks and relevant controls involved in B2B merchant onboarding payments transaction monitoring incl declines chargebacks disputes and ongoing in-life monitoring Worked in cross-functional set up with strong analytical skills data driven mindset and ability to work independently Proficiency with analytical tools and visualisation software e g Excel Tableau Looker Attention to detail and quality of the deliverables with growth mindset extreme ownership A growth can-do and customer oriented mindset with extreme ownership You have strong understanding and experience of CDD and EDD processes WHAT YOU WILL GET IN RETURN Action - amend Bullets per location Competitive salary Self Family Health Insurance Term Life Insurance OPD Benefits Mental wellbeing through Plumm Learning Development Budget WFH Setup allowance 15 days of Privilege leaves 12 days of Casual leaves 12 days of Sick leaves 3 paid days off for volunteering or L D activities TIDEAN WAYS OF WORKINGAt Tide we re Member First and Data Driven but above all we re One Team Our Working Out of Office WOO policy allows you to work from anywhere in the world for up to 90 days a year We are remote first but when you do want to meet new people collaborate with your team or simply hang out with your colleagues our offices are always available and equipped to the highest standard We offer flexible working hours and trust our employees to do their work well at times that suit them and their team TIDE IS A PLACE FOR EVERYONEAt Tide we believe that we can only succeed if we let our differences enrich our culture Our Tideans come from a variety of backgrounds and experience levels We consider everyone irrespective of their ethnicity religion sexual orientation gender identity family or parental status national origin veteran neurodiversity or differently-abled status We celebrate diversity in our workforce as a cornerstone of our success Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members diverse needs and lives We are One Team and foster a transparent and inclusive environment where everyone s voice is heard At Tide we thrive on diversity embracing various backgrounds and experiences We welcome all individuals regardless of ethnicity religion sexual orientation gender identity or disability Our inclusive culture is key to our success helping us build products that meet our members diverse needs We are One Team committed to transparency and ensuring everyone s voice is heard You personal data will be processed by Tide for recruitment purposes and in accordance with