Sales Officer-vehicle Loan

4 hours ago

Tiruvalla KL IN MALANKARA MULTI STATE COOPERATIVE CREDIT SOCIETY LIMITED Full time

Support and assist all Operations back office works of Vehicle loan department on daily basis Sourcing of vehicle loans for society as per the policy from open market or through BCs Collection and maintenance of Pte-disbursement and post disbursement documents Background verification of customers and complete documentation process as instructed by A O Sourcing and emplacement of New BCs Co-coordinating BCs and Registered office for invoice generation and pay out disbursements Meet with applicants to obtain information for loan application and document collection accordingly Analyse applicant financial status creditworthiness and property evaluations to determine feasibility of granting loans Explain the customers about different products and options available as well as terms and conditions Verification of loan agreements to ensure that they are complete and accurate according to policy Computation of loan amount EMI Charges and Net disbursement amount Handle customer complaints and take appropriate action to resolve them Co-ordinate with credit and operations team and ensure approvals and policy compliance and timely disbursements of loans Ensure name transfer and hypothetical endorsement in RC and Insurance Identify and Empanel RTO agents in your respective locations Market the products of society Collection follow up and ensure prompt collection Attending office activities and coordinate activities from Registered office and Branches BCs Preparation of Office Note for Sanction Maintaining and reporting MIS on daily basis weekly and monthly basis - reference received logins rejections hold approved disbursed and other pipeline cases Ensuring timely registration of membership for the new customers Checking the loan applications received and reporting the discrepancies found and timely rectification of the same Inspecting the loan documents before forwarding for approval Initiating Field Investigation and Vehicle Inspection Keep reporting your all activities including On-duty and non-punching movements Responsible to hand over all loan documents to the registered office branch without any loss or damage BC registration process completion and code creation Pay out calculation and initiation approval confirmation from officer concerned NACH registration process and re-initiation of rejected cases until gets registered Job Types Full-time Permanent Pay 18 000 00 - 25 000 00 per month Benefits Cell phone reimbursement Health insurance Provident Fund Work Location In person

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