Management Trainee Credit Risk

Job Description

Ready to shape the future of work

At Genpact, we don't just adapt to change-we drive it. AI and digital innovation are redefining industries, and we're leading the charge. Genpact's AI Gigafactory, our industry-first accelerator, is an example of how we're scaling advanced technology solutions to help global enterprises work smarter, grow faster, and transform at scale. From large-scale models to agentic AI, our breakthrough solutions tackle companies most complex challenges.

If you thrive in a fast-moving, tech-driven environment, love solving real-world problems, and want to be part of a team that's shaping the future, this is your moment.

Genpact (NYSE: G) is an advanced technology services and solutions company that delivers lasting value for leading enterprises globally. Through our deep business knowledge, operational excellence, and cutting-edge solutions - we help companies across industries get ahead and stay ahead. Powered by curiosity, courage, and innovation, our teams implement data, technology, and AI to create tomorrow, today. Get to know us at genpact.com and on LinkedIn, X, YouTube, and Facebook.

Inviting applications for the role of Management Trainee - Credit

We are looking for someone with extensive knowledge and understanding of entire credit management process with expertise managing a team of credit analysts. In this role, you will be expected to work on strict deadlines, in a business environment while being a good team motivator. SAP knowledge and experience in generating reports from SAP would be an added advantage. Should be open to work in any shift as per the business requirement

Responsibilities:

- With good knowledge of credit management (read/analyze credit reports, recommend for credit limit), maintain and manage the delivery and BAU activities within the TAT and quality (accuracy) as per defined guidelines.

- Explore Gaps and tighten the control checks to ensure there are no variances from standard operating procedure. Direct preparation and review of work-papers for internal / external auditors.

- Manage Client and Process independently and with minimum supervision.

- Define, implement and monitor standards and policies to ensure adherence to laid procedures.

- Coach and develop team members: hire, assess, field and document performance.

- Lookout for automation opportunities to bring efficiency.

- Customer concern: Confirm that proper escalation procedures are followed according to established business practices

- Communication: Should be able to communicate effectively with team and management and identify issues and concerns that may affect the performance of the job and communicate the same to leadership.

- Direct process to ensure proper controls are in place for the team and direct efforts to ensure team productivity is measured, scored and communicated according to standards. Oversee resolution of discrepancies and advanced systems issues.

- Actively manage the business continuity plans for the process.

- Customer service orientation

- Perform data analytics

Other Proficiencies:

- Demonstrated experience in resource management, team performance management, recruitment and training.

- Solid understanding of Generally Accepted Accounting Principles and practices.

- Project management experience in organizing, planning and executing small to mid-scale projects.

- Proven experience in leading, motivating and developing people. Provide overall support to team/Finance Department.

- Effective verbal and written communication skills.

- Experience in working with a distributed team.

- Proficiency in recognizing and resolving problems or inconsistencies in transactions and systems.

- Exposure to Six Sigma training preferred, drive team to continuously improve in key operational metrics.

- Should be able to multi-task in a time sensitive environment

- Should have developed team of 12 or more people across various career levels

- Experience with Microsoft Office suite (Word, Excel, PPT) including advanced MS

- Excel Skills

Qualifications we seek in you

Minimum qualifications

- Bachelor's Degree. Preferably in Maritime studies, Accountancy, Finance, Business, Mathematics or Engineering

- Strong analytical skills are essential.

- Experience preferably in a credit/finance/analytical role (Prior knowledge of the power and/or gas markets desirable)

- Strong computer/software skills (Word, Excel, Outlook)

- Industry experience Power and Gas, Aviation

- Proven experience in Credit Management

- Some exposure to trading environment is an added advantage

- Strong oral and written communication skills are essential..

- An interest in the Power industry and a desire to develop a career in the sector is important.

Preferred Qualifications

- SAP/Oracle knowledge and experience is helpful

Why join Genpact

. Be a transformation leader - Work at the cutting edge of AI, automation, and digital innovation

. Make an impact - Drive change for global enterprises and solve business challenges that matter

. Accelerate your career - Get hands-on experience, mentorship, and continuous learning opportunities

. Work with the best - Join 140,000+ bold thinkers and problem-solvers who push boundaries every day

. Thrive in a values-driven culture - Our courage, curiosity, and incisiveness - built on a foundation of integrity and inclusion - allow your ideas to fuel progress

Come join the tech shapers and growth makers at Genpact and take your career in the only direction that matters: Up.

Let's build tomorrow together.

Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values respect and integrity, customer focus, and innovation. Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a %27starter kit,%27 paying to apply, or purchasing equipment or training.

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