Bharat Banking:portfolio Rm

RL - Rural Lending National Product Head Geography Head- Farmer Finance INTERNAL USAGE No of Vacancies Nil Reports to RL - Rural Lending Business Head - Farmer Funding and Gold Is a Team leader Y Team Size 500-700 Grade SVP -1 Business Farmer Finance Department Rural Lending Sub-Department Farmer Funding Location Central Office About Rural Lending - Farmer Funding Explain The program aims to provide timely credit facilities to Individual Farmers Farmer funding to meeting all their cultivation farm maintenance consumption and investment needs About the Role Why does the role exist To drive the business budgets with compliance to the bank laid down policies processes What is its contribution towards the organization This role contributes in driving a business from the line team Attrition control P L Profitability Guiding the team till ground level What is the size of the operation the position manages and supports Specific Mapped geographies of the India Key Responsibilities - Handling entire Farmer Funding Loan Sales and devising and implementing strategies for business improvement Achievement of monthly Disbursement and Book targets of mapped geography To create new business relationships and manage existing internal and external tie-ups to push Farmer Funding Loan business Prevention of Fraud Occurrence and effectively complying with audit and compliance queries Conduct regular business reviews to ensure Sales numbers are on track and marketing activities Expenses are within budget Create monthly and quarterly plans with respect to budget provided and devise ways to achieve the same To control the attrition at different levels of on-roll staff and off-roll staff and oversee necessary recruitment with the cooperation of ZSMs and HR Prepare manpower requirement plan at the beginning of the year while covering all the assigned areas to maximize business from different areas To devise regional strategies to ensure team achieve benchmark productivity for both On-Roll and Off-Roll staff on business numbers Key Result Areas - Budget Achievement - By achieving the disbursement and book budget of the assigned territory Recruitment - by achieving the required quality levels of recruitment numbers in stipulated time and ensure minimal attrition Channel business - To increase the proportion of business that is being sourced through alternate internal external channels Process and Compliance - To achieve the highest level of operational and compliance superiority along with top line numbers Attrition Control - To minimize the level of attrition at all levels of employees in the assigned team P L Profitability Qualifications Optimal qualification for success on the job is MBA Post graduate with relevant experience Experience of 10 Years in Financial Services and Agri Business Industry Role Proficiencies For successful execution of the job a candidate should possess the following Knowledge Knowledge of Agriculture ecosystem Core Farmer Funding Functions Products and Processes Strong hold of regulatory guidelines and industry practices Knowledge of Technology advancements in the industry etc Skills Excellent communication both verbal written Inter-personal skills Leadership and Team Management skills Negotiation skills Abilities Ability to work effectively across functions and demonstrated ability to coach and mentor others Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment Ability to prioritize and make decisions in a fast-paced environment Ability to work as a part of team and contribute towards team goals Ability to manage multiple tasks projects and deadlines simultaneously Skills Refer to the About Company Axis Bank is the third largest private sector bank in India The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates MSME Agriculture and Retail Businesses The Bank has a large footprint of 4 594 domestic branches including extension counters with 11 333 ATMs 5 710 cash recyclers spread across the country as on 31st March 2021 The Bank has 6 Virtual Centres and has over 1500 Virtual Relationship Managers as on 31st March 2021 The Overseas operations of the Bank are spread over eight international offices with branches at Singapore Dubai at DIFC and Gift City-IBU representative offices at Dhaka Dubai Abu Dhabi Sharjah and an Overseas subsidiary at London UK The international offices focus on Corporate Lending Trade Finance Syndication Investment Banking and Liability Businesses