RC&WC - LC:Credit Analyst

Job Description

JD FOR LAW DEPARTMENT

A.Qualification:

To be eligible to apply for a position in the Law Department of Axis Bank, the candidate, at a minimum, is required to be qualified to be a lawyer i.e. the candidate must have a Law Degree (i.e. LL.B. or equivalent) recognized by the Bar Council of India, from a university/ college in India.

B.Location:

The location will be Mumbai.

C.Key Responsibilities:

1.Providing support and guidance to branches on the legal questions on matters relating to credit, retail, wholesale, default, foreclosure, collections, premises, outsourcing contracts, software contracts and other questions relating to banking, as may be referred by the branches and other departments.

2.Providing legal opinions under various laws, rules and regulations relating to the Bank's business matters, including banking laws, RBI Regulations, FEMA, companies law, business laws, criminal laws, civil laws etc.

3.Handling credit documentation related matters and advising the branches and other offices of the Bank in various documentation related issues and drafting the necessary documents, wherever standard ones are not available, in accordance with the business requirements.

4.Advising the relevant business/operations teams on matters relating to the Insolvency and Bankruptcy Code, 2016, structured finance, capital market transactions (equity and debt), M&A, private equity, IPR etc.

5.Drafting of non-standard documents on case-to-case basis and examination of standard documents for modifications being suggested by clients.

6.Managing serious and complex litigation and serving as a liaison to external counsel litigating the matter.

7.Serving as the primary legal support for branches, business units and other offices of the Bank and providing advice and guidance in regard to day to day matters such as account documentation, cheque processing and wrongful payment issues and other operational issues related to banking, as may be referred by the branches.

8.Advising on legal issues relating to new product features and all marketing efforts related to promotion of these products and also assisting in developing policies and procedures compliant with applicable state and central laws.

9.Reviewing and advising on vendor contracts the related to Banks business operations.

10.Serving as primary legal support for marketing, in the review of vendor agreements and working with outside counsel in the case of celebrity and sports team endorsement agreements.

11.Advising on premises related matters and drafting and vetting of the lease, leave and license agreements, Memorandum of Understanding, ATM agreements etc. Drafting deeds, agreements, bonds, notices etc.

12.Monitoring and updating business as well as operation units of the Bank on legal environment (e.g. changes in state or central laws, rules and regulations, court decisions, etc.) to ensure awareness of actual and pending changes in each area of legal responsibility and communicate information internally as appropriate.

13.Retaining and serving as a liaison to and monitoring the performance of external counsel in order to contain costs.

14.Performing other responsibilities as assigned by General Counsel and/or Group Heads and/or other senior members of the Law Department from time to time.