Commercial Banking Portfolio Associate
3 weeks ago
About this role:
Wells Fargo is seeking a Commercial Banking Portfolio Associate.
In this role, you will:
- Research complex financial and credit information for commercial business, or high net worth customer loan packages, according to business unit standards within Commercial Banking Portfolio Management functional area
- Review basic issues, policies, or procedures for which answers can be quickly obtained, related to low to medium risk tasks and deliverables
- Underwrite loans with aggregate credit exposure based upon approved credit authority limits
- Investigate credit standards and determine credit worthiness of high net worth loans
- Receive direction from supervisor and exercise independent judgement while developing understanding of function, policies, procedures, and compliance requirements
- Collaborate and consult with managers, functional colleagues, and stakeholders including internal as well as external customers
Required Qualifications:
- 6+ months of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
- At least a B. Com or an equivalent degree preferably MBA
- Sound analytical thinking / high attention to detail with focus on research across various platforms
- Demonstrates strong ownership of work, ability to work independently, able to taken judgement calls with realistic assumption and ability to articulate and present in the narratives.
- Strong communication skills - both verbal and written.
- High level of personal motivation, strong interpersonal skills to work across time zone
- Must be comfortable working independently and as part of a team
- Advanced excel skills would be a plus
Job Expectations:
- Support performance and overall effectiveness of team, as well as cross-group administrative operations
- Provide feedback and present ideas for improving or implementing processes and tools within Commercial Banking Portfolio Management
- Review credit information of loans for companies and industries
- Perform or guide others on complex tasks or initiatives that require planning, evaluation, and interpretation
- Independently prioritize work and provide day-to-day-work leadership and mentorship to team
- Lead or contribute to implementation of new or revised processes and procedures
- Provide guidance and subject matter expertise to immediate team and Commercial Banking Portfolio Management on wide range of information
- Knowledge on C&I, CRE and Leverage Lending loans and regulatory reporting
- Review financial documents and loan agreements to determine if all required or eligible alternative documents are available to complete the annual review.
- Ability to understand various financial documents including but not limited to company prepared financial statements, CPA prepared financial statements, 10K & 10Qs and U.S tax returns.
- Should be able to review collaterals, covenants and identify certain loan types to determine all the necessary documents required to perform underwriting work.
- Deliver quality work product within agreed upon timelines.
- Ability to properly escalate issues or complaints in a timely manner.
- Working knowledge on nCino, Credit View and ICMP application is an added advantage.
- Fundamental knowledge of investor and owner-occupied real estate transactions is an added advantage
- Quality check of work performed by junior team members and provide appropriate feedback on the same.
- Understand the feedback received from the onshore team members and disseminate the same to the team. Update procedures as and when required to leverage for future reference.
- Able to support his/her FLM in preparing the internal reports like performance report, Daily/Weekly Monthly reports and dashboards
- Prepare/design training programs, learning curve design with examples/samples/test cases. Provide progress plan for team members.
- Prepare PDP packs, process documents should be up to date and email should sent to onshore partners for the approval.
Posting End Date:
28 Mar 2025
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US:All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
-
Commercial Banking Portfolio Associate Lead
3 days ago
Bengaluru, Karnataka, India The Wells Fargo Foundation Full timeAbout the RoleWe are seeking a Commercial Banking Portfolio Associate to join our team at The Wells Fargo Foundation. As a key member of our portfolio management team, you will play a critical role in supporting the performance and overall effectiveness of our commercial banking operations.**Responsibilities:**Research complex financial and credit...
-
Commercial Banking Portfolio Associate
3 days ago
Bengaluru, Karnataka, India WELLS FARGO BANK Full timeAbout this role:Wells Fargo is seeking a Commercial Banking Portfolio Associate. Wells Fargo is seeking a (insert job title). We believe in the power of working together because great ideas can come from anyone. Through collaboration, any employee can have an impact and make a difference for the entire company. Explore opportunities with us for a career in a...
-
Commercial Banking Portfolio Associate
2 weeks ago
Bengaluru, Karnataka, India WELLS FARGO BANK Full timeAbout this role:Wells Fargo is seeking a Commercial Banking Portfolio Associate.In this role, you will:Research complex financial and credit information for commercial business, or high net worth customer loan packages, according to business unit standards within Commercial Banking Portfolio Management functional areaReview basic issues, policies, or...
-
Senior Commercial Banking Portfolio Manager
2 weeks ago
Bengaluru, Karnataka, India WELLS FARGO BANK Full timeAbout this role:Wells Fargo is seeking a Senior Commercial Banking Portfolio Manager. We believe in the power of working together because great ideas can come from anyone. Through collaboration, any employee can have an impact and make a difference for the entire company. Explore opportunities with us for a career in a supportive environment where you can...
-
Commercial Banking Portfolio Manager
2 weeks ago
Bengaluru, Karnataka, India WELLS FARGO BANK Full timeAbout this role:Wells Fargo is seeking a commercial banking portfolio manager. We believe in the power of working together because great ideas can come from anyone. Through collaboration, any employee can have an impact and make a difference for the entire company. Explore opportunities with us for a career in a supportive environment where you can learn and...
-
Senior Commercial Banking Portfolio Management
2 weeks ago
Bengaluru, Karnataka, India Covenant Consultants Full timeSenior Commercial Banking Portfolio ManagerAbout the Role: Manage a portfolio of clients, which includes analyzing financial statement, performance,and trend analysis for assessing the credit worthiness. Regular monitoring with risk rating, facility renewals, financial analysis credit write-up,industry analysis, company background, collateral analysis etc....
-
Senior Commercial Banking Portfolio Manager
2 weeks ago
Bengaluru, Karnataka, India Covenant Consultants Full timeCommercial Banking Portfolio Management AssociateManagerIn this role, you will:8- 14 years of experience in one or a combination of the following:Service accounts of traditional asset-based lending, specialized senior secured financing,Accounts receivable financing and purchase order financing to companies; manage teamof analyst and senior analyst who...
-
Bengaluru, Karnataka, India WELLS FARGO BANK Full timeAbout this role:Wells Fargo is seeking a Senior Commercial Banking Portfolio CoordinatorIn this role, you will:Review complex credit information of loans for companies and industriesProvide support to the Commercial Banking Portfolio Management team and more experienced individuals in the credit approval processPerform complex credit investigations on...
-
Portfolio Management Financial Analyst
2 days ago
Bengaluru, Karnataka, India The Wells Fargo Foundation Full timeAbout the JobThe Wells Fargo Foundation is seeking a talented individual to fill the role of Commercial Banking Portfolio Associate. In this position, you will have the opportunity to work on complex financial and credit analysis, while also developing your skills in portfolio management and risk assessment.**Key Responsibilities:**Investigate credit...
-
Commercial Banking Lead
8 hours ago
Bengaluru, Karnataka, India bajajallianz Full timeJob OverviewWe are looking for a highly motivated Commercial Banking Lead to join our team. In this role, you will be responsible for managing our commercial banking relationships and driving sales growth.Key Responsibilities:Drive campaigns and contests to drive sales in profitable segments.Assist banking partners in pitching products to customers and...
-
Commercial Banking Manager
2 days ago
Bengaluru, Karnataka, India Deutsche Bank Full timeAbout Deutsche Bank's RoleWe are seeking a highly skilled Commercial Banking Manager to join our team. As a Commercial Banking Manager, you will be responsible for advising and supporting business clients with complex credit financing needs, while ensuring compliance with all applicable regulatory requirements.Key Responsibilities:Advising on credit-related...
-
Head – BD, Portfolio and Commercial Strategy
1 week ago
Bengaluru, Karnataka, India Biocon Full timeObjective:. This role, will harmonize, coordinate, and target the different commercial efforts globally to maximize the market opportunities. The primary management responsibility will be in portfolio selection, to go to market commercial strategy across geographies with focus on the US market. In-licensing opportunities, commercial strategy by maximizing...
-
Commercial Loan Closing Associate
2 weeks ago
Bengaluru, Karnataka, India WELLS FARGO BANK Full timeAbout this role:Wells Fargo is seeking a Commercial Loan Closing Associate.In this role, you will:Assist with pre-close and post-close activities for commercial, commercial real estate and problem loansCoordinate loan closings with customersPerform customer, loan and regulatory diligence and on-going portfolio maintenanceEvaluate and upload data into the...
-
Commercial Loan Closing Associate
3 weeks ago
Bengaluru, Karnataka, India The Wells Fargo Foundation Full timeJob DescriptionAbout this role:Wells Fargo is seeking a Commercial Loan Closing Associate.In this role, you will:- Assist with pre-close and post-close activities for commercial, commercial real estate and problem loans- Coordinate loan closings with customers- Perform customer, loan and regulatory diligence and on-going portfolio maintenance- Evaluate and...
-
Commercial Real Estate Portfolio Analyst
6 days ago
Bengaluru, Karnataka, India Randstad Enterprise Full timeJob Description:Randstad Enterprise is seeking a skilled Commercial Real Estate Portfolio Analyst to join our team. As a Commercial Real Estate Portfolio Analyst, you will be responsible for evaluating complex financial performance of borrowers and guarantors, determining risk ratings, and analyzing historical cash flows.About this Role:Evaluate financial...
-
Commercial Real Estate
1 week ago
Bengaluru, Karnataka, India Acuity Knowledge Partners Full timeAnalyst/Associate/Senior Associate, Gurugram/BangaloreWe are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our global client ensuring we fulfil the applicable SLA's.Key Responsibilities (CRE Spreading/Rent Roll & Operating Statements)Knowledge of U.S. Commercial Real...
-
Business Banking Manager, Associate
3 days ago
Bengaluru, Karnataka, India Deutsche Bank Full timeJob DescriptionBusiness Banking Manager, AssociatePosition OverviewJob Title: Business Banking Manager, AssociateLocation: Bangalore, IndiaRole Description- Branch Banking is the liability business for Deutsche Bank present in 17 locations across India. This carters to a wide variety of population through its distinct channels like Personal banking, Private...
-
Commercial Real Estate Portfolio Manager
2 weeks ago
Bengaluru, Karnataka, India WELLS FARGO BANK Full timeAbout this role:Wells Fargo is seeking a Commercial Real Estate Portfolio Manager.In this role, you will:Participate in review, research, and reporting of property performanceIdentify opportunities for process improvements within scope of responsibilities or functional areaReview and research basic operational assignments that require evaluation and...
-
Associate- Business Banking Strategic Analytics
2 weeks ago
Bengaluru, Karnataka, India Chase Bank Full timeJob DescriptionAre you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.As an Associate within the Consumer and Community Banking (CCB) Risk Business Banking Strategic Analytics team,...
-
Global Banking
2 weeks ago
Bengaluru, Karnataka, India Goldman Sachs Full timeAbout Goldman Sachs At Goldman Sachs, we connect people, capital and ideas to help solve problems for our clients. We are a leading global financial services firm providing investment banking, securities and investment management services to a substantial and diversified client base that includes corporations, financial institutions, governments, and...