Analyst-risk Management

At American Express our culture is built on a 175-year history of innovation shared values and Leadership Behaviors and an unwavering commitment to back our customers communities and colleagues As part of Team Amex you ll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills develop as a leader and grow your career Here your voice and ideas matter your work makes an impact and together you will help us deine the future of American Express Overview of the Business Credit and Fraud Risk CFR team helps drive profitable business growth by reducing the risk of fraud and maintaining industry lowest credit loss rates It uses an array of tools and ever-evolving technology to detect and combat fraud minimize the disruption of good spending and provide a world-class customer experience The team leads efforts that leverage data and digital advancements to improve risk management as well as enable commerce and drive innovation A single decision can have many outcomes And when that decision affects millions of customers it needs to be the right one That s where our Credit Fraud Risk CFR Analytics Data Science CoE team comes in The team leads efforts that leverage data and digital advancements to improve risk management as well as enable commerce and drive innovation every day Right from targeting the right customer for our products to underwriting them to managing their experience with Amex when they get onboarded every decision is advised by groundbreaking analytics data science We help the company grow its business profitably while delivering the world s best customer experience all powered by data We are the backbone of all financial services operations at American Express and impact every aspect of the company As a part of the team you ll have the opportunity to work in one of the best companies for data scientists in the country You will solve real world business problems while getting exposure to the industry s top leaders in analytics data science and machine learning If you re passionate about solving complex problems and crafting solutions that impact millions you should consider a career in CFR Description on the role Development review and or execution of economic logic analytical solutions to drive profitable credit business actions Responsibilities Understand the core business of AXP and the levers behind various decisions Analyze large amounts of data to derive business insights and create innovative solutions Leverage the power of closed loop through Amex network to make decisions more intelligent and relevant Innovate with a focus on developing newer and better approaches using big data machine learning solution Clear articulation and structuring of business findings across prospect and customer domain to the leadership and key partners Maintain external lens and be aware of developments in the field of Finance Payments Analytics etc Minimum Qualificationso MBA Master s Degree In Economics Statistics Computer Science Or related fields 0-18 months of experience in analytics Analyst Req only Ability to drive project deliverables to achieve business results Ability to work effectively in a team environment Strong communication and interpersonal skills Innovative problem solver with ability to learn quickly and work independently with complex unstructured initiatives Ability to Integrate with Cross-Functional Business Partners Worldwide We back you with benefits that support your holistic well-being so you can be and deliver your best This means caring for you and your loved ones physical financial and mental health as well as providing the flexibility you need to thrive personally and professionally Competitive base salaries Bonus incentives Support for financial-well-being and retirement Comprehensive medical dental vision life insurance and disability benefits depending on location Flexible working model with hybrid onsite or virtual arrangements depending on role and business need Generous paid parental leave policies depending on your location Free access to global on-site wellness centers staffed with nurses and doctors depending on location Free and confidential counseling support through our Healthy Minds program Career development and training opportunities American Express is an equal opportunity employer and makes employment decisions without regard to race color religion sex sexual orientation gender identity national origin veteran status disability status age or any other status protected by law Offer of employment with American Express is conditioned upon the successful completion of a background verification check subject to applicable laws and regulations