Financial Analyst

Job Description At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. How will you make an impact in this role Responsible for contacting clients with overdue accounts to secure the settlement of the account. Also they do preventive work to avoid future overdues with accounts that have a high exposure. - This position is a key member of the Global Membership Rewards Center of Excellence. The incumbent will be responsible for leading a team responsible for calculating and ensuring the accuracy of rewards expense/liabilities, data analysis, and reporting of key rewards program financial drivers. This position will work closely with members of the Global Rewards Finance team as well other various groups to support the control and integrity of accounting for the International MR program. This is a unique opportunity to work within one of the core parts of the American Express business and brand. Candidates should have a working knowledge of card economics and an understanding of how loyalty programs drive those economics. - The successful candidate should have familiarity with American Express financial systems, operational and technical accounting, internal controls, overall business acumen along with very strong interpersonal skills - The position will be responsible for: - Managing Rewards accounting & reporting activities and ensuring integrity of financial results in compliance with close timelines - Prepare monthly rewards-related management reporting, constantly driving innovation and change - Interface with key reporting systems and interaction with technologies groups - Identify accounting and reporting issues and drive root cause investigation and resolution - Work with technology partners, understanding reporting system. - Support the maintenance of a robust control environment for E2E Rewards - Support projects and business initiatives to ensure Financial and Control requirements / considerations are addressed - Support Global Rewards Policy compliance execute Account Reviews - Ensure compliance with SLA and other internal guidelines of FC policies related to MR. The incumbent will have to analyze and interpret variance to MR Forecast and provide variance commentary. Minimum Qualifications - 2+ years work experience in Controllership, Accounting or Finance with a degree in Accounting or Finance; CPA/MBA a plus. - Experience leading a direct report (preferred) - Proven analytical skills; knowledge of Rewards or the loyalty industry is a plus. - Exceptional commitment and proven adherence to quality and accuracy. - Proven self-leadership supporting critical processes with tight deadlines and high visibility to senior management. - Proficient knowledge of finance systems and processes. - Strong communication and relationship skills. - Transformational mindset. Strong process improvement and project implementation experience. - Demonstrated excellent strategic thought leadership skills and creativity, as well as strong analytical skills. - Understanding of SOX, Operational Risk and/or Audit. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: - Competitive base salaries - Bonus incentives - Support for financial-well-being and retirement - Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) - Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need - Generous paid parental leave policies (depending on your location) - Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) - Free and confidential counseling support through our Healthy Minds program - Career development and training opportunities American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations. This position is a key member of the Global Membership Rewards Center of Excellence. The incumbent will be responsible for leading a team responsible for calculating and ensuring the accuracy of rewards expense/liabilities, data analysis, and reporting of key rewards program financial drivers. This position will work closely with members of the Global Rewards Finance team as well other various groups to support the control and integrity of accounting for the International MR program. This is a unique opportunity to work within one of the core parts of the American Express business and brand. Candidates should have a working knowledge of card economics and an understanding of how loyalty programs drive those economics. The successful candidate should have familiarity with American Express financial systems, operational and technical accounting, internal controls, overall business acumen along with very strong interpersonal skills The position will be responsible for: - Managing Rewards accounting & reporting activities and ensuring integrity of financial results in compliance with close timelines - Prepare monthly rewards-related management reporting, constantly driving innovation and change - Interface with key reporting systems and interaction with technologies groups - Identify accounting and reporting issues and drive root cause investigation and resolution - Work with technology partners, understanding reporting system. - Support the maintenance of a robust control environment for E2E Rewards - Support projects and business initiatives to ensure Financial and Control requirements / considerations are addressed - Support Global Rewards Policy compliance execute Account Reviews - Ensure compliance with SLA and other internal guidelines of FC policies related to MR. The incumbent will have to analyze and interpret variance to MR Forecast and provide variance commentary. MinimumQualifications. - 2+ years work experience in Controllership, Accounting or Finance with a degree in Accounting or Finance; CPA/MBA a plus. - Experience leading a direct report (preferred) - Proven analytical skills; knowledge of Rewards or the loyalty industry is a plus. - Exceptional commitment and proven adherence to quality and accuracy. - Proven self-leadership supporting critical processes with tight deadlines and: high visibility to senior management. - Proficient knowledge of finance systems and processes. - Strong communication and relationship skills. - Transformational mindset. Strong process improvement and project implementation experience. - Demonstrated excellent strategic thought leadership skills and creativity, as well as strong analytical skills. - Understanding of SOX, Operational Risk and/or Audit.