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Enriching Lives Winning as ONE ABC Company Info Aditya Birla Capital Limited ABCL is the holding company for the financial services businesses of the Aditya Birla Group With subsidiaries JVs that have a strong presence across Protecting Investing and Financing solutions ABCL is a financial solutions group that caters to the diverse needs of its customers across their life cycle Powered by more than 38 000 employees the businesses of ABCL have a nationwide reach with over 1300 branches more than 2 00 000 agents channel partners and various bank partners What makes an ideal ABC Citizen At ABC we are constantly on the lookout for individuals who resonate with our 5 core values of Speed Passion Integrity Seamlessness and commitment and live them every day while also understanding our vision We believe in building leaders who thrive on challenges take the onus of creating and sustaining strong teams and forms strong networks as a result of effective relationship-building Role Details Business Aditya Birla Capital Unit Aditya Birla Capital Limited Location Hyderabad Role Relationship Manager Senior Relationship Manager Department Project and Structured Finance Group Eligibility Criteria CA MBA Required Skills Competencies Analytical thinking and attention to detail Integrity and strong ethical standards Effective communication and reporting Process orientation and innovative mindset Networking and stakeholder management Key Responsibilities Key Result Areas Max 1325 Characters Supporting Actions Max 1325 Characters To assist Zonal Head in delivering budgeted sales volumes profitability and Fee Income in the designated area To assist Zonal Head in implementing devised Business strategy for the Zone and tap local network to achieve the budgeted business volumes Net Interest Income Fees Asset Book etc To initiate cross selling initiatives for generating additional revenues To undertake new client acquisition and establish healthy working relationships with the existing target Customers at their middle management levels To identify prospective Business houses Corporates Intermediaries Bankers in the designated area establish relationships to have a healthy pipeline regular business As all PSFG clients are large corporate houses it is important for PSFG to ensure that PSFG s relationship with the Customer is established across the Customer s hierarchy from Promoter to CFO to Senior Management to Mid Management to Operating level Such strong relationships help not just in sourcing good business opportunities but also in Collections in case of any adverse financial position of the Customer SRM should constantly engage with existing target customers at their middle management to operating levels and Build long term sustainable business relationship to identify their latent express needs on funding requirements and generate leads for PSFG Such strong relationships help not just in sourcing good business opportunities but also in effective post-disbursement monitoring Collections in case of any adverse financial position of the Customer To use alternate products cross sell product offerings to activate inactive customers and source new customers into the system To set high standards of Deal Structuring Due Diligence Loan Documentation To have strong sectoral and product knowledge which enables effective deal structuring term sheet discussions with the customer To conduct detailed due diligence analysis evaluation of the deal thereby resulting in high quality appraisal To ensure that Credit Appraisal Memorandums are sent for approval as per Standard Risk Norms To work closely with Legal team to ensure that the loan documentation is closed with the customers to the satisfaction of PSFG To maintain constant interactions with the clients ensure effective Customer Service standards and superior client satisfaction To ensure satisfaction for the Portfolio clients ensure effective servicing for their various requirements from loan processing to information requirements to post disbursement requirements like balance confirmations NOCs etc To resolve issues related to client servicing and co-ordinate with the Risk OPS Finance Credit Legal teams To ensure that he she is the critical source point of client servicing and generate repeat business opportunity leads from the Customer for PSFG To ensure strong adherence to risk management and regulatory norms and credit policy process adherence conduct portfolio review To be aware of all critical policies processes documentation for all the PSFG products ensure compliance To undertake documentation and KYC formalities for the customers in a seamless manner while managing good TATs To revisit existing processes policies and suggest improvements to improve efficiency cost effectiveness To keep up breast of the latest developments in the local market report for any indication of customer defaults sectoral changes etc To ensure high standards of portfolio management shared accountability with Risk Management team - Reviews Collections Monitoring Stress Asset Management NPA To conduct proactive rigorous post disbursement tracking of clients through site visits financial operational performance review etc To ensure compliance of all critical policies procedures documentary and audit requirements for the business proposals and the portfolio on an ongoing basis To maintain good quality lending book and manage stress overdues if any by engaging actively proactively with all stakeholders Refer the links to know more Growth Culture at ABC Stay updated with Life at ABC - Follow our LinkedIn Page Browse our Glassdoor Reviews Disclaimer Aditya Birla Capital is committed to provide equal opportunity to all in employment and prohibits discrimination or harassment in any form on the basis of race colour religion ethnicity age gender disability or any other characteristic protected by law Diversity Equity and Inclusion DEI is embedded in our recruitment policies based on our business needs and candidates meeting the eligibility criteria such as qualification skills and experience Important Aditya Birla Capital and its member companies do not demand or accept money from job applicants Any job offer made against a service charge or security deposit or processing fees or background verification expenses or any other terms whether refundable or non-refundable should be considered fake An authentic job offer mail from us will have our domain name adityabirlacapital com Please be aware of fraudsters using fake URLs to mask themselves as senders from reputed organisations Hence always check and verify the email ID Any mail offering a job interview date and asking for personal details should be handled with caution especially if the mail address list also includes email IDs ending with Gmail Yahoo Hotmail Live domains In case a job applicant is offered a job against payment in any form or has accepted employment from fraudulent persons Aditya Birla Capital and its member companies will NOT be held liable and responsible for any consequences thereof Please remain vigilant of such offers and notify us You may also lodge a complaint with the law enforcement agencies Beware of fake websites email IDs Facebook LinkedIn pages that appear similar to ours We reserve the right to initiate any appropriate action as we deem fit