Wbo:mwbc Head

WBO MWBC Head INTERNAL USAGE No of Vacancies Reports to CBO - Head Is a Team leader Y Team Size Grade VP - SVP Business Corporate Center Department Wholesale Banking Operations Sub-Department WBO - CBO Location About Wholesale Banking Operations Wholesale Banking Operations manages the entire life cycle of the Wholesale Banking customers it also caters to the various other requirement of non-retail borrowed accounts under Wholesale banking The department is responsible for smooth functioning of all the Commercial Banking Operations units and ensure utmost customer internal external satisfaction They are also responsible for ensuring timely delivery monitoring the health of the credit portfolio prompt reporting of irregularities adversities noticed and co-ordination in recovery legal proceedings About the Role CBB handles the requirement of non-retail borrowal accounts under WBCG CBG Segment during their entire life cycle and CBB Head is responsible for smooth functioning of a CBB and ensure utmost customer internal external satisfaction He is responsible for ensuring timely delivery monitoring the health of the credit portfolio prompt reporting of irregularities adversities noticed and co-ordination in recovery legal proceedings also Key Responsibilities Overall supervision of the Corporate Banking Branch Responsible for the smooth functioning of a CBB Leading a team of officials carrying out credit related specialised activities in the cadre of AM to VP Maintaining highest level of customer service both internal and external customers Liasioning with Business teams CBG WBCG Audit Legal etc Responsible for effective functioning of the CBO Operating unit by ensuring timely disbursement and customer service Responsible for pending security creation Achievement of overall TxB Fee Income Budget Achievement Achievement of SME Topline Budget Achievement Overall responsible for various activities carried out as under by - Service Relationship Managers in the cadre of Manager to DVP who directly report to CBB Head - Credit Delivery Officials and Credit Monitoring Officials in the cadre of AM to DVP who reports to Head Credit Admin VP DVP who in turn reports to CBB Head Obtention of Stock Statements Insurance Policies ABS FFR Stock Audit Reports LIE Project Progress Report Undertaking analysis of ABS FFR Stock Audit Reports LIE Project Progress Report analysis reviews Conduct of unit inspection Acting as an interface to the client and ensure efficient customer service Interact with the Borrower to obtain pre-requisites for disbursement and ensure timely disbursement Follow up for perfection of security Monitoring and tracking of high value transactions in the accounts Monitor transactions in ESCROW TRA account Recovery of interest and instalments on due dates Recovery of penal interest Maintaining records for unit collateral inspections and triggering list of inspections due Track receipt of due diligence reports Trigger stock audit revaluation Handle ECGC Pay premium to ECGC at monthly intervals and intimate renewal to ECGC Recovery of charges as per Bank s schedule of charges Process applications received for vendor empanelment Tracking Export Order for packing credit disbursement Stressed Assets Management and handling of income reversal transactions Scrutiny of Sanction and preparation of Facility Mortgage documents Incase of take over seek credit opinion report from transferror bank Scrutiny of Executed Documents and Security creation Ensuring compliance of sanction covenants Provide documentation certificate and KYC confirmation to OCL loans for opening of accounts In case of multiple consortium banking Co-ordinate with other lenders for issuance of Pari-Passu NOCs Arrange to file charge with Registrar of Companies obtain confirmation conduct search post filing of charge obtain the report for records Compliance of pre disbursement covenants Recovery of fees as stipulated in sanction and as per Bank s schedule of charges Accord credit approval for TF transactions Effecting disbursement Prepare AOD on renewal of limits and get executed through SRM and keep executed AODs in safe custody Finacle updation at various stages Handle credit concurrent audit and arrange for compliance of adverse observation Conduct legal audit and prevent income leakage TAT Maintenance Adherence to SLA Limit Node Maintenance ROI Updation Optimal qualification for success on the job is Graduation Post-Graduation from a recognized institute 12-15 years in a relevant role Role Proficiencies For successful execution of the job the candidate should possess the following Knowledge of banking products and services Knowledge of regulatory guidelines and norms Good communication both verbal and written skill in both English and the local language Ability to manage complex client situations Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment Ability to handle pressure and meet deadlines Skills Refer to the About Company Axis Bank is the third largest private sector bank in India The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates MSME Agriculture and Retail Businesses The Bank has a large footprint of 4 594 domestic branches including extension counters with 11 333 ATMs 5 710 cash recyclers spread across the country as on 31st March 2021 The Bank has 6 Virtual Centres and has over 1500 Virtual Relationship Managers as on 31st March 2021 The Overseas operations of the Bank are spread over eight international offices with branches at Singapore Dubai at DIFC and Gift City-IBU representative offices at Dhaka Dubai Abu Dhabi Sharjah and an Overseas subsidiary at London UK The international offices focus on Corporate Lending Trade Finance Syndication Investment Banking and Liability Businesses