Credit Officer

4 weeks ago

Jaipur, Rajasthan, India Avanse Financial Services Full time

Credit Appraisal - Underwriting recommending of proposals for non-collateral collateral backed education loanRoles Responsibilities Specific Responsibilities Credit Appraisal - Underwriting recommending of proposals for non-collateral collateral backed education loan Process - Understanding process and policies and implementing the same to ensure smooth transactions Delinquency Management for the locationVendor Cost management - managing the outsource agencies and ensure TAT is maintained by these agencies Quality Management in terms of Audit Compliance and HindsightingPDD Management - controlling and tracking PDDs through proper MIS for the location Key Accountabilities xc2 xb7 Login to Recommendation TAT xc2 xb7 Maintaining Audit Compliance and errors in Hind sighting xc2 xb7 Delinquency control as per budget xc2 xb7 Cost management Required Qualification xc2 xb7Any Graduate MBA Freshers MBA from Premier Institute Technical Competencies xc2 xb7 Basic knowledge of loan underwriting xc2 xb7 Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property xc2 xb7 Good communication and report writing skills xc2 xb7 Basic knowledge of Banking xc2 xb7 Good Knowledge of computer applications Behavioral Competencies xc2 xb7 Customer Centricity xc2 xb7 Execution Focus xc2 xb7 Collaborative Approach Personal Attributes xc2 xb7 Strong communication skills xc2 xb7 Team work and Collaboration skills xc2 xb7 Attention to detail xc2 xb7 Energy and drive to work on fast-paced diverse and challenging projects xc2 xb7 Good observation and listening skills xc2 xb7 Process orientedEligibility CA MBA Avanse Financial Services

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