Urgent Officer

1 week ago

Chennai Tamil Nadu, India Citigroup Full time

The Credit Maintenance Analyst is an intermediate level position responsible for capturing and recording data on credit exposures obligors and facilities in relevant credit systems in coordination with the Operations - Services team The overall objective of this role is to coordinate and maintain data quality in credit systems monitor and report credit exposure escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies In this role you re expected to Review incoming credit requests for completeness and accuracy and convert to concise accurately recorded credit facilities Prepare Credit Approvals CAs track CA progress during approval process and ensure approvals are received in compliance with policy recorded in database accurately Maintain accurate insurance records and controls to ensure timely follow-up and renewals of required insurance for equipment and equipment liability Monitor end-of-day exposure versus limits while escalating detected exceptions per policy and obtaining facilities to address recurring exceptions Prepare portfolio and related credit information for internal and external auditors as well as contribute to achieving acceptable audit ratings Interpret data make recommendations identify policy gaps and assist in formulating policies Appropriately assess risk when business decisions are made demonstrating particular consideration for the firm s reputation and safeguarding Citigroup its clients and assets by driving compliance with applicable laws rules and regulations adhering to Policy applying sound ethical judgment regarding personal behavior conduct and business practices and escalating managing and reporting control issues with transparency As a successful candidate you d ideally have the following skills and exposure 3-5 years of relevant experience Secured Non secured experience lending experience Has Bank operations experience Working knowledge of industry practices and standards Proficient computer skills with a focus on Microsoft Office Microsoft Project and Windows domain Education Bachelor s degree University degree or equivalent experience This job description provides a high-level review of the types of work performed Other job-related duties may be assigned as required Job Family Group Operations - Services Job Family Credit Maintenance Time Type Full time Most Relevant Skills Please see the requirements listed above Other Relevant Skills For complementary skills please see above and or contact the recruiter Citi is an equal opportunity employer and qualified candidates will receive consideration without regard to their race color religion sex sexual orientation gender identity national origin disability status as a protected veteran or any other characteristic protected by law If you are a person with a disability and need a reasonable accommodation to use our search tools and or apply for a career opportunity review View Citi s and the poster

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