Financial Analyst

At American Express our culture is built on a 175-year history of innovation shared and Leadership Behaviors and an unwavering commitment to back our customers communities and colleagues As part of Team Amex you ll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills develop as a leader and grow your career Here your voice and ideas matter your work makes an impact and together you will help us define the future of American Express About the team Payment Strategy and Operations remit includes Supplier Payments Partner Payments Co-brand Client Incentives TLS etc First-Line Payment Risk Governance Spend Analytics Customer Helpdesk Disbursements and Travel Expense Program Management Why This Role Matters As the scale of global operations grows maintaining tight governance over discretionary spend becomes mission-critical This role ensures that every dollar spent by colleagues is in line with policy safeguarding company funds and reinforcing trust and accountability Role Responsibilities Key Role We are looking for a high-integrity detail-obsessed professional to join our team as a Senior Analyst Global T E Compliance This individual contributor IC role is positioned on a leadership growth track and is critical in reviewing T E claims across geographies to uphold our internal policy prevent misuse and support a culture of responsible spend Responsibilities Expense Audit Conduct detailed audits of high value T E expense submissions across 30 countries Identify non-compliant claims such as Personal charges on corporate cards Duplicate claims or manipulated entries Inappropriate merchant categories e g adult entertainment gambling Out-of-policy cash reimbursements or unsupported high-value spends Policy Threshold Checks Validate adherence to daily meal limits hotel rate caps travel class rules and receipt submission thresholds Ensure consistency across markets while accounting for local policy nuances Pattern Detection Trend Analysis Spot patterns indicating possible misuse e g back-to-back weekend stays cash-heavy submissions rounding patterns Flag high-risk behavior for secondary review by senior leadership Escalation Governance Route flagged transactions for review to next-in-line approvers and control owners Maintain accurate documentation and logs for compliance audit readiness Collaboration Influence Partner with Internal Audit Business Leadership and the T E Ops team to resolve escalations and drive preventive actions Provide insights that inform policy refinement training or system rule changes Risk Intelligence Process Integrity Continuously review policy loopholes weak control points or gaps in tool configuration Recommend enhancements for alerts automation checks or exception handling to strengthen governance Qualifications Experience Education Bachelor s degree in finance Accounting Business or related field MBA or certifications like CPA are preferred Experience Minimum 5 years of experience in T E compliance expense audit internal controls or financial governance Experience working with Concur Oracle SAP or other global expense management platforms is a plus Core Competencies Exceptional attention to detail and investigative mindset Ability to anticipate compliance risks and think several steps ahead Strong ethics judgment and documentation skills Comfort with ambiguity in global policy enforcement and judgment-based calls Leadership Readiness Proven track record of independent execution and cross-functional influence Clear potential to scale into people leadership roles We back you with benefits that support your holistic well-being so you can be and deliver your best This means caring for you and your loved ones physical financial and mental health as well as providing the flexibility you need to thrive personally and professionally Competitive base salaries Bonus incentives Support for financial-well-being and retirement Comprehensive medical dental vision life insurance and disability benefits depending on location Flexible working model with hybrid onsite or virtual arrangements depending on role and business need Generous paid parental leave policies depending on your location Free access to global on-site wellness centers staffed with nurses and doctors depending on location Free and confidential counseling support through our Healthy Minds program Career development and training opportunities American Express is an equal opportunity employer and makes employment decisions without regard to race color religion sex sexual orientation gender identity national origin veteran status disability status age or any other status protected by law Offer of employment with American Express is conditioned upon the successful completion of a background verification check subject to applicable laws and regulations