Leveraged Finance Underwriting

Whether you re at the start of your career or looking to discover your next adventure your story begins here At Citi you ll have the opportunity to expand your skills and make a difference at one of the world s most global banks We re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders as well as more traditional learning You ll also have the chance to give back and make a positive impact where we live and work through volunteerism Shape your Career with Citi The Underwriter - SVP is a strategic professional who closely follows latest trends in own field and adapts them for application within own job and the business Typically a small number of people within the business that provide the same level of expertise Excellent communication skills required in order to negotiate internally often at a senior level Developed communication and diplomacy skills are required in order to guide influence and convince others in particular colleagues in other areas and occasional external customers Accountable for significant direct business results or authoritative advice regarding the operations of the business Necessitates a degree of responsibility over technical strategy Primarily affects a sub-function Responsible for handling staff management issues including resource management and allocation of work within the team project In this role you re expected to Assist bankers and Underwriters in underwriting requests for credit extensions for new and existing clients and in the writing of annual reviews with focus on more complex and higher dollar exposure transactions Perform detailed financial analysis on companies including trend and ratio analysis and interpret the financial information Perform collateral analysis on accounts receivable inventory machinery and equipment and real estate in order to evaluate collateral performance and changes in trends as well as to assess repayment capacity based secondary sources of repayment Prepare monthly and or quarterly reviews of existing borrowers in order to track compliance with various loan covenants as outlined in the loan Agreement Build a solid understanding of Citibank products and services within Commercial Banking and the broader organization Coordinate with bankers on customer calls and site visits when appropriate Perform industry and geographical research and other due diligence as needed Be familiar with Citibank credit policies and practices and regulatory policies to assist unit in achieving compliance with the above and satisfactory ratings from internal and external auditors Provides training for less experienced credit officers and other credit center staff in application processing credit analysis and loan closing roles Provide backup to the team manager in workflow distribution and monitoring as needed Recommend changes to process to achieve greater efficiency Appropriately assess risk when business decisions are made demonstrating particular consideration for the firm s reputation and safeguarding Citigroup its clients and assets by driving compliance with applicable laws rules and regulations adhering to Policy applying sound ethical judgment regarding personal behavior conduct and business practices and escalating managing and reporting control issues with transparency As a successful candidate you d ideally have the following skills and exposure 10 years of experience Bachelor s degree in finance or accounting preferred - previous experience working in a financial institution with additional experience in a loan officer or underwriting role credit trained a plus Advanced analytical skills including the ability to read and assess company financial statements cash flow industry and competitive analysis and projections Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process Excellent organizational skills attention to detail and the ability to complete assignments in a timely manner Effective written and verbal communication skills Problem recognition and resolution skills Ability to work autonomously and within a team Proficient in various spreadsheet and word processing applications Excel and Word are preferred including the use of graphs and charts and Moody s financial analysis software Education Bachelor s University degree Master s degree preferred Working at Citi is far more than just a job A career with us means joining a family of more than 230 000 dedicated people from around the globe At Citi you ll have the opportunity to grow your career give back to your community and make a real impact Take the next step in your career apply for this role at Citi today https jobs citi com dei Job Family Group Risk Management Job Family Credit Risk Time Type Full time Most Relevant Skills Analytical Thinking Constructive Debate Escalation Management Financial Analysis Policy and Procedure Policy and Regulation Product Knowledge Risk Controls and Monitors Risk Identification and Assessment Other Relevant Skills For complementary skills please see above and or contact the recruiter Citi is an equal opportunity employer and qualified candidates will receive consideration without regard to their race color religion sex sexual orientation gender identity national origin disability status as a protected veteran or any other characteristic protected by law If you are a person with a disability and need a reasonable accommodation to use our search tools and or apply for a career opportunity review View Citi s and the poster