Analyst, Area Sales Manager Gold Loan, Consumer Banking Group

Business Function As the leading bank in Asia DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions As a market leader in the consumer banking business DBS has a full spectrum of products and services including deposits investments insurance mortgages credit cards and personal loans to help our customers realise their dreams and aspirations at every life stage Our financial solutions are not only the best in the business - they were made just right for you Job Purpose In a brief specific one or two-sentence statement answer the questions Why does this position exist and What is it expected to accomplish Responsible for growing and managing the Gold Loan Business for the Bank Building a Profitable book for the GL business Key Accountabilities List the expected end results or KPIs that the job holder is expected to achieve for this job Do not list more than 5 Responsible for Hiring the Sales Executives Product Training and Motivating the Sales staff in generating business Prepare monthly working plan for sales teams review weekly monthly plan for DST Branch Manage Incremental Portfolio for Gold Loan for Branch Responsible for Sale Executive Productivity The individual will provide necessary update and feedback to sales teams to achieve the desired business objective Responsible for creating a robust business model strong sales team for generating top line as well as bottom line growth YOY Job Duties responsibilities List the principal duties Use concise statements that provide a clear understanding of the level of responsibility complexity creativity and analysis performed in this position Ensuring policy adherence and meeting compliance requirement Work closely with the branch Staff DST to drive gold loan customers for fulfilment profitability and employee development Managing and supporting the effective deployment of team of sales professionals with respect to the geographical area exploring new markets and in allocating resources to most profitable opportunities implementation of promotional plans contests and suggesting new and innovating promotion plan for the area of work Recruiting and retaining high performers Ensuring highest levels of employee relationship motivation engagement to drive results high levels of employee satisfaction Required Experience Five to ten years of experience as Gold Loan sales in Bank NBFC Education Preferred Qualifications Professional qualification graduate or post-graduate degree preferably in Sales and Marketing along with relevant experience Core Competencies Strong analytical skills to drive channel performance and drive profitability Strong bias for action driving results in a high-performance environment Good knowledge of industries sectors People Relationship Management skills Technical Competencies Sound knowledge of Gold Loan Industry policies practices is a must Good knowledge of Have an established local network in the Indian Banking market Identifying the need of sales training analysing changing market trends channel deployment Affirmative in nature Strong Leadership Skills Clarity of thought and perseverance People Relationship Management skills Knowledge of multi market Gold Loan sales especially South is essential Work Relationship Good working relationship with Branches and other external agencies Apply Now We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements