Team Member – Risk Rating

3 weeks ago

Navi Mumbai Mumbai City Mumbai, India Yes Bank Limited Full time

Job Description Job Description Risk Rating Unit Role: Team Member Risk Rating & Compliance Role Objective: Centralized unit independently validating the ratings for Corporate, SME, Business Banking, NBFC, MFIs, Brokers, and Bank Clients across the Bank. Reporting Authority: Head Risk Rating Unit Education: - CA/ MBA/ CFA or equivalent from reputed institute Experience: - 8 years of post-qualification experience preferably in Business or Credit Function of Bank/ NBFC Job Description: - Internal rating validation for Corporate, SME, Business Banking, NBFC, MFI, Broker, and Bank Clients across the bank. Key activities include: - Detailed review and understanding of credit (industry, business, financials, management) and credit ratings - Preparation of rating rationale along with rationale for any changes in risk scores - Review deviations to the Credit Policy of the Bank - Recommendations/comments on all proposals placed to Board Level Credit Committee with respect to policy compliance, portfolio risk, and industry prospects - Approve judgemental rating action proposed as per delegation matrix - Decision making along with the stakeholders (Credit/Business) - Effective interaction with Business/Credit Groups across Large Corporates, Emerging Local Corporates, NBFC, Brokers, MFI, Projects, Small Micro Enterprises, and Business Banking - Effective resolution of Internal Audit, External Audit, and RBI Queries - Periodic review and updation of Industry Risk Scores, including addition of new industries as deemed appropriate - Track latest Industry Developments by participation in seminars, conferences, and client site visits - Benchmarking of companies within sectors - Define and facilitate the achievement of Goals and Key Performance Indicators for direct reports and ensure effective implementation of the Performance Management Process - Nurture talent within the team by providing Guidance, Ongoing Feedback, Coaching, and Development Opportunities - Develop and nurture a Continuous Talent Pipeline for key roles in the division and provide mentoring for High Potential Talent - Ensure adherence to Process and ability to work within pre-decided TAT Skill Sets: Functional: - Strong understanding of Finance and Accounting Concepts - Ability to identify key characteristics and drivers of diverse Sectors/Businesses - Knowledge of Risk Assessment and Control Soft Skills: - Good Negotiation Skills - Sharp Communication and Presentation Skills - Team Player, handling resources - Fosters a culture of Quality Focus in the organization by establishing systems/processes and encouraging, rewarding the right behavior - Fosters a culture of Continuous Process Improvement and makes balanced investments in the right resources (Technology/People) for enhancing Efficiency and Productivity

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    Mumbai, India YES BANK Full time

    Role - Senior Team Member – Risk Rating & Compliance Role objective - Centralized unit independently validating the ratings for corporate, SME, business banking, NBFC, MFIs, brokers, bank clients across the bank Reporting Authority Head – Risk Compliance & Ratings Education CA/ MBA/ CFA or equivalent from reputed institute Experience · 8-11 yrs of post...

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    Mumbai, India YES BANK Full time

    Role - Senior Team Member – Risk Rating & Compliance Role objective - Centralized unit independently validating the ratings for corporate, SME, business banking, NBFC, MFIs, brokers, bank clients across the bank Reporting Authority Head – Risk Compliance & Ratings Education CA/ MBA/ CFA or equivalent from reputed institute Experience · 8-11 yrs of post...

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    Mumbai, India YES BANK Full time

    Role - Senior Team Member – Risk Rating & Compliance Role objective - Centralized unit independently validating the ratings for corporate, SME, business banking, NBFC, MFIs, brokers, bank clients across the bank Reporting Authority Head – Risk Compliance & Ratings Education CA/ MBA/ CFA or equivalent from reputed institute Experience · 8-11 yrs of post...

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    Mumbai, India YES BANK Full time

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