See more Collapse

Awm credit risk anlayst 2023

3 months ago


Mumbai, India JPMorgan Chase Bank, N.A. Full time

Wealth Management (WM) provides advice, strategies and solutions for all aspects of the financial, asset management and wealth transfer needs of high net worth and ultra-high net worth clients. WM is dedicated to delivering an outstanding client experience by providing unbiased advice and personal solutions.

Credit Risk assesses, permissions and manages credit and counterparty risks on an industry, client, geographic and transaction basis. Credit risk is the risk of loss arising from the default of a client or counterparty. The Credit Risk function identifies, measures, limits, manages and monitors credit risk across our businesses. Credit exposure arises through underwriting, lending and trading activities with and for clients and counterparties, as well as from a range of operating services such as cash management and clearing activities.

**Job responsibilities**:

- Evaluate WM consumer and business purpose credit requests utilizing applicable Credit Risk Policies and Guidelines.
- Analyze business/entity financial statements, public information sources, credit reports, and other relevant information to calculate cash flow and balance sheet ratios. Utilize these ratios and evaluate other qualitative factors to determine a client's risk of default following J.P. Morgan Wholesale Risk Grading Methodology to comply with Basel III standards for regulatory risk grading requirements.
- Complete an analysis of the collateral and/or loan covenants/ events of default to determine the potential loss in a default situation. Independently identify and clearly articulate risks and mitigating factors that could impact the client's ability to repay the loan. Recommend a course of action with clear and concise rationale.
- Understand and clearly articulate geo-political risks and jurisdictional issues that impact our domestic and cross-border clients. Engage in regular dialogue with Front Office to obtain required information critical to making a loan. Negotiate loan structure and terms when necessary, and will provide alternative solutions when appropriate.
- Escalate credit issues to Credit Executive and provide solution(s) and/or next steps for resolution. Responsibility for portfolio management and appropriate escalation for their respective markets to ensure credit risk is maintained.
- Work with Risk Support and Closing partners to ensure a seamless and timely delivery of credit to the client, while maintaining a strict regulatory and control environment. Special projects will be assigned as appropriate.

**Required qualifications, capabilities, and skills**
- Post Graduate degree required; Finance, Accounting, Economics, Business Management
- 1-3 years of relevant experience.
- Possess strong computer skills including Microsoft Excel Microsoft Word and PowerPoint.
- Ability to work with people at all levels in the organization and contribute to the strategic direction of the firm and the team. Strong analytical and organizational skills.
- Should have a thorough knowledge of Capital Markets and Operating Companies. Incumbent must be able to work in a high production environment while meeting or exceeding agreed upon targets for volume, timing and quality.
- Must have a strong commitment to customer service and teamwork to contribute to high-performing teams through development of self and others.

**Preferred qualifications, capabilities, and skills
JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.


We have other current jobs related to this field that you can find below

  • Credit Risk

    3 weeks ago


    Mumbai, India JPMorgan Chase Bank, N.A. Full time

    **Organization Description** J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions with client assets of $4 trillion. Asset Management provides clients, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment...


  • Goregaon East, Mumbai, Maharashtra, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** Associate and Legal Counsel - AWM Cross Border Team** JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $2.6 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers, small business and commercial banking, financial transaction processing,...

  • Sen. Risk Modeler

    6 days ago


    Mumbai, India Credit Suisse Full time

    **Your field of responsibility** You will have the opportunity to work in the Credit Portfolio Modelling team in the Quantitative Analysis and Technology area of Credit Suisse’s Chief Risk Officer division in Mumbai. In this function you are involved in mathematical design and prototyping of credit portfolio models, such as the Incremental Risk Charge,...

  • Sen. Risk Modeler

    2 weeks ago


    Mumbai, Maharashtra, India Credit Suisse Full time

    Your field of responsibilityYou will have the opportunity to work in the Credit Portfolio Modelling team in the Quantitative Analysis and Technology area of Credit Suisse's Chief Risk Officer division in Mumbai.In this function you are involved in mathematical design and prototyping of credit portfolio models, such as the Incremental Risk Charge, Trading...


  • Mumbai, India JPMorgan Chase Bank, N.A. Full time

    Credit Risk assesses and manages credit and counterparty risks on an industry, client, geographic and transaction basis. The Credit Risk function identifies, measures, limits, manages and monitors credit risk across our businesses. Credit exposure arises through underwriting, lending and trading activities with clients and counterparties (mostly high net...


  • Mumbai, India JPMorgan Chase Bank, N.A. Full time

    Credit Risk assesses and manages credit and counterparty risks on an industry, client, geographic and transaction basis. The Credit Risk function identifies, measures, limits, manages and monitors credit risk across our businesses. Credit exposure arises through underwriting, lending and trading activities with clients and counterparties (mostly high net...

  • Sen. Risk Modeler

    2 months ago


    Mumbai, India Credit Suisse Full time

    **Your field of responsibility** The quant team in Mumbai is part of the global credit modelling team in QAT. We cover development of credit models including models used for Pillar 1 RWA and stress testing. Your responsibilities include: - Opportunity to participate in the development of models for credit parameters (PD/LGD) for use in regulatory capital...


  • Mumbai, Maharashtra, India JPMorgan Chase Bank, N.A. Full time

    Credit Risk assesses and manages credit and counterparty risks on an industry, client, geographic and transaction basis. The Credit Risk function identifies, measures, limits, manages and monitors credit risk across our businesses. Credit exposure arises through underwriting, lending and trading activities with clients and counterparties (mostly high net...

  • Exp. Risk Modeler

    2 weeks ago


    Mumbai, India Credit Suisse Full time

    **Your field of responsibility** Quantitative Analysis and Technology (“QAT”) is a team located globally, responsible for modelling complex financial instruments within Credit Suisse. These models are used daily by traders for pric-ing potential transactions, risk teams to evaluate existing positions and IT systems to manage and fulfil various...

  • Exp. Risk Modeler

    2 weeks ago


    Mumbai, Maharashtra, India Credit Suisse Full time

    Your field of responsibilityQuantitative Analysis and Technology ("QAT") is a team located globally, responsible for modelling complex financial instruments within Credit Suisse. These models are used daily by traders for pric-ing potential transactions, risk teams to evaluate existing positions and IT systems to manage and fulfil various back-office...


  • Mumbai, India JPMorgan Chase Bank, N.A. Full time

    **Asset & Wealth Management - Associate - AWM Treasury - Mumbai** **Global Finance & Business Management ("GF&BM") India **is a combined Line of Business-aligned (LOB-aligned) finance & business support team located in India and is part of JPMorgan's global capability center (GCC). We are part of the Office of the CFO (OCFO) organization within JPMorgan,...

  • Risk Modeler

    2 weeks ago


    Mumbai, India Credit Suisse Full time

    **Your field of responsibility** You will lead independent validation reviews across a wide range of core Risk Capital or other business-impactful models used throughout the bank, meeting business needs and regulatory expectations, with responsibility for investigating key aspects of each model under review: choice of modelling approach, the underlying...

  • Avp Credit Risk

    2 months ago


    Mumbai, India Barclays Full time

    Job Title: AVP Credit Risk Location: Mumbai About Barclays Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of...

  • Credit Risk Analyst

    4 weeks ago


    mumbai, India Kotak Mahindra Bank Full time

    No of Positions: 2Grade: Deputy Manager (1 - 3 years of experience)Sr. Manager (4 - 6 years of experience)Location: Mumbai (BKC)Job Role:Credit Risk Analytics and Modelling – Analyze, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations.Hands-on experience in building, implementing,...

  • Credit Risk Analyst

    4 weeks ago


    Mumbai, India Kotak Mahindra Bank Full time

    No of Positions: 2 Grade: Deputy Manager (1 - 3 years of experience) Sr. Manager (4 - 6 years of experience) Location: Mumbai (BKC) Job Role: Credit Risk Analytics and Modelling – Analyze, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations. Hands-on experience in building, implementing,...

  • Credit Risk Analyst

    1 month ago


    Mumbai, India Kotak Mahindra Bank Full time

    No of Positions: 2Grade: Deputy Manager (1 - 3 years of experience) Sr. Manager (4 - 6 years of experience)Location: Mumbai (BKC)Job Role:Credit Risk Analytics and Modelling – Analyze, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations.Hands-on experience in building, implementing,...

  • Credit Risk Analyst

    4 weeks ago


    Mumbai, India Kotak Mahindra Bank Full time

    No of Positions: 2Grade: Deputy Manager (1 - 3 years of experience) Sr. Manager (4 - 6 years of experience)Location: Mumbai (BKC)Job Role:Credit Risk Analytics and Modelling – Analyze, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations.Hands-on experience in building, implementing,...

  • Credit Risk Analyst

    1 month ago


    Mumbai, India Kotak Mahindra Bank Full time

    No of Positions: 2Grade: Deputy Manager (1 - 3 years of experience) Sr. Manager (4 - 6 years of experience)Location: Mumbai (BKC)Job Role:Credit Risk Analytics and Modelling – Analyze, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations.Hands-on experience in building, implementing,...

  • Credit Risk Analyst

    4 weeks ago


    Mumbai, India Kotak Mahindra Bank Full time

    No of Positions: 2Grade: Deputy Manager (1 - 3 years of experience) Sr. Manager (4 - 6 years of experience)Location: Mumbai (BKC)Job Role:Credit Risk Analytics and Modelling – Analyze, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations.Hands-on experience in building, implementing,...

  • Risk Modeler, Avp

    2 months ago


    Mumbai, India Credit Suisse Full time

    Risk Management English **We Offer** You will lead independent validation reviews across a wide range of core Risk Capital or other business-impactful models used throughout the bank, meeting business needs and regulatory expectations, with responsibility for investigating key aspects of each model under review: choice of modelling approach, the...