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Sales Officer- Mortgage Loan

2 months ago

Idukki Kerala, India Malankara Multistate Cooperative Credit Society Ltd Full time

**Job description**

As an Sr.Executive - (Sales) LAP is supports all marketing and documentation activities in the concerned Branch area and also helps the Business correspondents in the concerned area for maximising business. Executive - (Sales) LAP has to work with branch team to enhance effectiveness.

**Duties**

i) Should report in station branch before commencement of business hours

ii) If any appointment fixed with client or BC or for site verification in morning time, prior permission should be collected from department head. It should be properly followed in evening time too.

iii) Conduct all marketing activities for self-lead sourcing like notice postering and distribution, database collection, tele calling, construction activities, Business activities. Etc

iv) Creating, follow up and train Business correspondents and do needful for maintaining good relationship with them.

v) Maintaining good relationship with MMSCCS staff, train them and inform them about timely product updates

vi) Source the leads through iii,iv & v steps and contact the customer.

vii) Analyse the customer if it is possible to give MMSCCS lap and personal loan products through simple communications

viii) Collect Kyc and other basic document to ensure eligibility and road accessibility in property loan

ix) Check the credit bureau score through Back office or Branch

x) Inform customer if it is possible to sanction loan or not and if possible, do the needful to arrange documents as per check list. It is better to collect the documents of Property loan by physical verification of property and income source.

xi) Submit the collected documents with checklist along with sales officer’s required reports through Branch manager.

xii) Ensure and follow up FI, Valuation and legal etc for timely submission. (In property loan)

xiii) Do necessary arrangement to transfer legal and valuation fee to MMSCCS bank account in mortgage loan.

**Job Types**: Full-time, Fresher

**Salary**: ₹8,086.00 - ₹31,825.73 per month

**Benefits**:

- Health insurance
- Provident Fund

Ability to commute/relocate:

- Idukki, Kerala: Reliably commute or planning to relocate before starting work (required)

**Experience**:

- total work: 1 year (preferred)

**Speak with the employer**
+91 9072597431
- Health insurance