Executive (Vehicle Finance 2 Wheeler)

2 months ago

Ernakulam, India Malankara Multistate Cooperative Credit Society Ltd Full time

Support and assist all Operations & back office works of Used two wheeler loan department on daily basis.
- Sourcing of Used two wheeler loans for society as per the policy from open market or through used two wheeler Dealers
- Collection and maintenance of Pre-disbursement and post disbursement documents.
- Complete documentation process as instructed by Used two wheeler Policy.
- Sourcing and empanelment of New dealers and Agents. Should maintain good relationships with Dealers and Agents for business development..
- Co-ordinating Dealers/ Agents and Registered office for Sales agreement and pay out disbursements.
- Analyse applicant financial status, creditworthiness and property evaluations to determine feasibility of granting loans
- Explain the customers about different products and options available as well as terms and conditions.
- Verification of loan agreements to ensure that they are complete and accurate according to policy.
- Computation of loan amount, EMI, Charges and Net disbursement amount.
- Handle customer complaints and take appropriate action to resolve them
- Co-ordinate with credit and operations team and ensure approvals and policy compliance and timely disbursements of loans.
- Ensure Name transfer and hypothecation endorsement in RC and Insurance.
- Identify and Empanel RTO agents in your respective locations
- Market the products of society.
- Collection follow up and ensure prompt collection.
- Attending office activities and coordinate activities from Registered office and Branches/Dealers
- Preparation of Office Note for Sanction.
- Maintaining and reporting MIS on daily basis, weekly and monthly basis - reference received, logins, rejections, hold, approved, disbursed and other pipeline cases.
- Ensuring timely registration of membership for the new customers.
- Inspecting the loan documents before forwarding for approval.
- Keep reporting your all activities including On-duty and non-punching movements.
- Responsible to hand over all loan documents to the registered office/branch without any loss or damage.
- Dealer / Agent registration process completion and code creation, Pay out calculation and initiation, approval confirmation from officer concerned.
- E-NACH registration process and re-initiation of rejected cases until gets registered.

He should recruit Sales officers for a his assigned Areas ( With a min no. of 10 / District).and monitor the daily activities and reports of sales officers.

**Salary**: From ₹25,000.00 per month

Day range:

- Weekend availability

Shift:

- Day shift

Ability to commute/relocate:

- Thrissur, Kerala: Reliably commute or planning to relocate before starting work (required)

**Education**:

- Higher Secondary(12th Pass) (preferred)

**Experience**:

- total work: 1 year (preferred)

**Speak with the employer**
+91 9072597431
Application Deadline: 15/12/2023
Expected Start Date: 10/12/2023

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