Credit Risk Validation

6 days ago

Noida Uttar Pradesh, India Barclays Full time

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Join us as a "Validator" at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionise our digital offerings, ensuring unapparelled customer experiences.

You may be assessed on the key critical skills relevant for success in role, such as experience with Credit Risk, Stress Testing, Finance etc. as well as job-specific skillsets.

To be successful as a member of "Independent Validation Unit", you should have experience with:
This role will be based out of (Noida).

**Basic/ Essential Qualifications**:
Key Skills required for the role:

- Experience as a modeller/validator in the retail or wholesale industry.
- Experience in Credit Risk and Stress Test domains.
- Experience in Capital/International Financial Reporting Standard (IFRS9)/Comprehensive Capital Analysis and Review (CCAR)/Finance.
- Strong analytical and problem-solving skills with experience in developing, validating and risk management of models.
- Coding experience in R/Python. Expert user of Microsoft Excel and other Microsoft Office tools.
- Sharp focus on gaps/issues identification and passionate about problem solving.
- Effective and Efficient stakeholder management.
- Good communication and influencing skills, ability to produce high quality written communication for technical and non-technical audiences.

Stakeholder Management and Leadership:

- Ensure open, transparent, proactive, and timely interaction with major stakeholders (model owners/ developers) in alignment with Barclays Values and Behaviour principles.
- Establish and maintain effective working relationship with the key stakeholders across businesses served.
- Ensure that the Group Model Risk Policy, and supporting Standards and procedures are upheld.

Decision-making and Problem Solving:

- Engage with model owner and developers to ensure all supporting material required for validation is received timely, in accordance with the validation schedule.
- Produce high quality IVU reports and presentations for relevant model governance committees.
- Perform technical analysis, benchmarking, build challenger models to support the IVU review and challenge process for all new and few existing predictive models.

Education
- Masters in Statistics, Mathematics, Finance, Economics, Operational Research, Physics

**Desirable skillsets/ good to have**:

- Good understanding of banking environment, retail, and wholesale portfolios.
- Ability to work in a high performing team, and the ability to work and liaise with others in a diverse team.
- Role requires influencing skills and problem-solving abilities to overcome issues inherently arising during the validation process.

**Purpose of the role**

To validate and approve models for specific usages both at inception and on a periodic basis, and of model changes, as well as conducting annual reviews.

**Accountabilities**
- Validation of models for their intended use and scope, commensurate with the complexity and materiality of the models.
- Approval or rejection of a model or usage based on assessment of the model’s conceptual soundness, performance under intended use and the clarity of the documentation of the model’s inherent risks, limitations and weaknesses.
- Assessment of any compensating controls used to mitigate Model risk.
- Documentation of validation findings and recommendations in clear and concise reports, providing actionable insights for model improvement.
- Evaluation of the coherence of model interactions and quality of Large Model Framework aggregate results that generate output for regulatory submissions or management decision making and planning.
- Design of the framework and methodology to measure and, where possible, quantify model risk, including the assessment of framework level uncertainty.

**Assistant Vice President Expectations**
- To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/ business divisions.
- Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes
- If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others.
- OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignment

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