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Data Scientist 1

7 months ago

Karnataka, India PayPal Full time

At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives.

**Job Description**:
**Your team will be responsible for developing credit data reporting, driving revenue by identifying alternative data sources that provide value to the business, reducing data expenses, and partnering on data governance routines with Engineering, Credit Governance, and Global Analytics and Decision Science teams.**
- In your day-to-day role you will:_
- Develop standard reporting for outbound credit bureau and Operations monitoring
- Perform analyses of potential new data sources to support the Global Merchant Lending, Global Pay Later, and Global Consumer Revolve portfolios
- Investigate business & customer impacts and observe trends in both inbound and outbound data and make recommendations to the business based on observations
- Work with Credit Data Strategy Owners on issue analysis and remediation through data pulls
- Participate in Proof-of-Concept exercises with the Credit Risk Management team to find opportunities to reduce data costs and identify new data opportunities to enhance risk decisioning and drive profit
- Own and measure your key metrics and goals

What do you need to bring
- Bachelor’s Degree and above in one of the following: economics, finance, engineering, exact sciences, etc
- Have at least 2+ years of experience working in a credit or credit supporting function
- Have at least 2+ years of experience in relevant positions (e.g., Decision Scientist, data analyst, statistician, data scientist, risk management, etc.)
- Be a team player with strong written and verbal communication, presentation and interpersonal skills
- Proficiency in using SQL/R/Python, experienced with data visualization
- Have analytical skills - you must be able to analyze data, identify trends and draw meaningful/accurate conclusions
- Have the ability to approach problems in a quantitative and qualitative manner, and partner with the business to understand their needs, and drive solutions specifically around issues
- Ability to communicate effectively, in both written and verbal formats, with senior executive-level leaders
- Proven ability to interact with technical project leads, developers, quality assurance, and business team members
- Excellent attention to detail and accuracy skills

Ability to execute in a fast paced, high demand, environment while balancing multiple priorities

Our Benefits:
At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

Who We Are:
As part of PayPal’s commitment to employees’ health and safety, we have established in-office Covid-19 protocols and requirements, based on expert guidance. Depending on location, this might include a Covid-19 vaccination requirement for any employee whose role requires them to work onsite. Employees may request reasonable accommodation based on a medical condition or religious belief that prevents them from being vaccinated.