Financial Operations Associate

3 weeks ago


Gurugram Haryana, India Spinny Full time

Job Title: Finance Operations Executive (Finops)

Location: Gurgaon

Company: Spinny Capital Private Limited

Key Responsibilities: 1. Loan Disbursement: Manage the end-to-end loan disbursement process, ensuring accurate and timely transfers while maintaining records.

2. Tracker: Develop and maintain comprehensive trackers for all loan-related activities, including disbursements, cancellations, and refunds.

3. Loan Cancellation & Refund Management: Oversee the cancellation of loans and manage refunds, ensuring compliance with internal policies and timely resolution.

4. Bank Reconciliation: Perform daily and monthly reconciliations between internal systems and bank accounts, identifying and resolving discrepancies.

5. LMS Reconciliation: Ensure all loan data within the Loan Management System (LMS) is accurate and reconciled with financial records on a regular basis.

6. Cross-Department Coordination: Act as the liaison between the finance, credit, and loan operations teams to track loan status and resolve operational issues.

7. Bank Coordination & Rights Management: Manage communication with banks to resolve banking issues, secure necessary approvals, and handle follow-ups for banking rights.

8. Process Optimization: Identify opportunities to streamline loan disbursement and financial tracking processes, improving efficiency and accuracy.

9. Regulatory Compliance: Ensure all financial operations comply with regulatory requirements, including RBI guidelines for NBFCs.

10.Reporting & Analysis: Provide regular reports on loan status, disbursement metrics, reconciliations, and outstanding loans to senior management.

11.Audit Preparation: Assist in preparing for internal and external audits by ensuring documentation is accurate and readily available.

Key Requirements: - Bachelor’s degree in finance, accounting, or a related discipline.
- 2-3 years of experience in financial operations, preferably within an NBFC, fintech, or banking environment.
- Strong knowledge of loan management systems (LMS) and bank reconciliation processes.
- Advanced skills in MS Excel and financial tracking tools.
- Excellent attention to detail and problem-solving skills.
- Ability to work under tight deadlines and manage multiple priorities.
- Familiarity with NBFC regulatory requirements and compliance procedures is a plus.

**Job Types**: Full-time, Permanent

Pay: ₹450,000.00 - ₹600,000.00 per year

**Benefits**:

- Health insurance
- Provident Fund
- Work from home

Schedule:

- Day shift

Supplemental Pay:

- Joining bonus
- Overtime pay

Work Location: In person



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