Business Accountability Associate

3 weeks ago

Chennai Tamil Nadu, India Wells Fargo Full time

**About this role**:
Wells Fargo is seeking a Business Accountability Associate (Home Loan Underwriter).

**In this role, you will**:

- Participate in and provide support for low-complexity matters pertaining to the business' policy and regulatory adherence, risk mitigation, or control efforts
- Research, review, document, and present findings related to issues, records, policies, and procedures for which answers can be quickly obtained
- Receive direction from supervisors and exercise judgment within defined parameters while developing understanding of function, policies, procedures, records, and other business information
- Collaborate and consult with peers, colleagues, and managers to implement actions in support of risk-mitigation and control initiatives

**Required Qualifications**:

- 6+ months of risk management, business controls, quality assurance, business operations, compliance, or process experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

**Desired Qualifications**:

- US residential mortgage processing and underwriting experience with experience in income calculation, credit and assets review
- Working knowledge on Agency / Conventional loan Underwriting for primary residence (Purchase and Refinance)
- Graduate in commerce/finance/management stream
- Basic Microsoft Office skills
- Excellent verbal, written, and interpersonal communication skills
- Strong analytical skills with high attention to detail and accuracy
- Ability to take initiative and drive for results with mínimal supervision
- Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex fast paced environment

**Job Expectations**:

- Perform in-depth review of mortgage loan file including Credit, Capacity, Capital and Collateral documents
- Detailed review of Credit related documents such as Credit Report from Experian/Transunion/Equifax, Credit Supplements, Mortgage Statement, and Letter of Explanation etc.
- Detailed review of Capacity related documents such as Paystub, W2, VOE, Award letters and Bank Statements etc.
- Detailed review of Capital related documents such as Bank Statements, Gift letter, Stocks and Bonds etc.
- Detailed review of Collateral related documents such as Property Appraisal Report, Flood Report, and Purchase Agreement etc.
- Recommend borrower's eligibility in accordance with internal policies and procedures, agency guidelines and overlays utilizing Automated Underwriting System (AUS)
- Ability to identify potential red flags relating to customer information, income, assets, property, all parties to the transaction, etc.
- Analyze risks and offsets related to performing in-depth, prefund loan reviews. Present recommendations for resolving various issues related to reviews and loan files
- Utilize current knowledge of credit policy guidelines and procedures, use available tools and resources to recommend credit decision
- Ability to clearly document the loan rationale findings in loan notes
- Review stipulations/conditions for compliance and completion of loan file specific to the borrower profile, loan program and product
- Receive direction from more experienced managers and exercise judgment on relevant reviews within rules and regulations while developing an understanding of internal company requirements
- Provide communication regarding overall process and transaction quality to appropriate parties
- Research, review, document, and present findings related to issues, records, policies, and procedures for which answers can be quickly obtained
- Receive direction from supervisors and exercise judgment within defined parameters while developing understanding of function, policies, procedures, records, and other business information
- Collaborate and consult with peers, colleagues, and managers to implement actions in support of risk-mitigation and control initiatives

**Posting End Date**:
10 Dec 2024
**Job posting may come down early due to volume of applicants.**

**We Value Diversity**

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

**Applicants with Disabili

  • Customer Support Associate

    1 month ago

    Chennai, Tamil Nadu, India Mosahay associate pvt ltd Full time

    A **customer support associate's** job role is to provide customer service, manage customer concerns, and build positive customer relationships: - Prepare for customer inquiries: Study products, services, and customer service processes Customer support associates should have strong interpersonal skills, be able to work independently and as part of a team,...

  • Financial Accounting Associate

    6 days ago

    Chennai, Tamil Nadu, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a Financial Accounting Associate. **In this role, you will**: - Provide support for financial accounting related matters for lines of business and control functions - Review basic activities associated with maintaining ledger accounts, financial statements and regulatory reports - Gather financial data for...

  • Customer Support Associate

    3 months ago

    Ambattur, Chennai, Tamil Nadu, India Mosahay associate pvt ltd Full time

    A customer service associate's job description includes: - Responding to customer inquiries: Answering customer questions, understanding their concerns, and resolving issues - Providing technical support: Troubleshooting product and service issues - Maintaining customer relationships: Keeping customers satisfied and managing their concerns - Recording...

  • Accounting Associate

    4 weeks ago

    tamil nadu, India First American (India) Full time

    About FAI. First American (India) is a GCC (Global Capability Center) of the First American Financial Corporation (NYSE: FAF) family of companies, a proud member of the FORTUNE 500 companies and was named one of FORTUNE’s 100 Best Companies to Work For® in 2023. First American Financial Corporation provides comprehensive title insurance,...

  • Accounting Associate

    4 weeks ago

    tamil nadu, India First American (India) Full time

    About FAI. First American (India) is a GCC (Global Capability Center) of the First American Financial Corporation (NYSE: FAF) family of companies, a proud member of the FORTUNE 500 companies and was named one of FORTUNE’s 100 Best Companies to Work For® in 2023. First American Financial Corporation provides comprehensive title insurance,...

  • Associate, Accounting Ii

    3 months ago

    Chennai, Tamil Nadu, India BNY Mellon Full time

    Overview ASSOCIATE II, ACCOUNTING At BNY, our culture empowers you to grow and succeed. As a leading global financial services company at the center of the world’s financial system we touch nearly 20% of the world’s investible assets. Every day around the globe, our 50,000+ employees bring the power of their perspective to the table to create solutions...

  • Finance & Accounting Associate

    6 months ago

    Chennai, Tamil Nadu, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a Financial &Accounting Associate. **In this role, you will**: - Participate in low complexity initiatives to drive overall effectiveness of team in preparing data and assisting in research on product line, operational, and strategic planning - Review variance and trend analyses tasks or initiatives that require...

  • Financial Accounting Associate

    4 weeks ago

    Chennai, Tamil Nadu, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a Financial Accounting Associate. **In this role, you will**: - Provide support for financial accounting related matters for lines of business and control functions - Review basic activities associated with maintaining ledger accounts, financial statements and regulatory reports - Gather financial data for...

  • Financial Accounting Associate

    1 week ago

    Chennai, Tamil Nadu, India Wells Fargo Full time

    **Job Description**: **About this role**: Wells Fargo is seeking a Financial Accounting Associate. **In this role, you will**: - Provide support for financial accounting related matters for lines of business and control functions - Review basic activities associated with maintaining ledger accounts, financial statements and regulatory reports - Gather...

  • Accounts Payable Associate

    6 months ago

    Chennai, Tamil Nadu, India ICON Full time

    JOB TITLE: Accounts Payable Associate PURPOSE OF THE JOB: - Responsible for ensuring timely and accurate processing, payment and reconciliation of creditor invoices, investigator payment requests and employee expense claims. JOB FUNCTIONS/RESPONSIBILITIES: - Timely and accurate processing of AP vouchers - Timely and accurate payment of AP vouchers -...

  • Financial Accounting Associate

    1 month ago

    Chennai, Tamil Nadu, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a... **In this role, you will**: - Provide support for financial accounting related matters for lines of business and control functions - Review basic activities associated with maintaining ledger accounts, financial statements and regulatory reports - Gather financial data for financial and regulatory reports -...

  • Financial Accounting Associate

    2 months ago

    Chennai, Tamil Nadu, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a... **In this role, you will**: - Provide support for financial accounting related matters for lines of business and control functions - Review basic activities associated with maintaining ledger accounts, financial statements and regulatory reports - Gather financial data for financial and regulatory reports -...

  • Associate, Accounting Representative I

    2 weeks ago

    Chennai, Tamil Nadu, India BNY Mellon Full time

    Overview Associate, Accounting I At BNY, our culture empowers you to grow and succeed. As a leading global financial services company at the center of the world’s financial system we touch nearly 20% of the world’s investible assets. Every day around the globe, our 50,000+ employees bring the power of their perspective to the table to create solutions...

  • Business Accountability Associate

    1 month ago

    Chennai, Tamil Nadu, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a Business Accountability Associate. **In this role, you will**: - Participate in and provide support for low-complexity matters pertaining to the business' policy and regulatory adherence, risk mitigation, or control efforts - Research, review, document, and present findings related to issues, records, policies,...

  • Business Accountability Associate

    2 months ago

    Chennai, Tamil Nadu, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a Business Accountability Associate (Home Loan Underwriter). **In this role, you will**: - Participate in and provide support for low-complexity matters pertaining to the business' policy and regulatory adherence, risk mitigation, or control efforts - Research, review, document, and present findings related to...

  • Accounts Associate

    6 months ago

    Alandur, Chennai, Tamil Nadu, India Aksharaa Corporate Services Private Limited Full time

    Position: Accounts Associate Location: Alandur, Chennai Experience - 2 yrs required Best Package in the industry. **Knowledge in GST is Mandatory** **Job description (mandatory)**: - Must have Typing (Lower) Certificate. - Must be strong in MS-Excel. - Basic Accounting Knowledge - SAP is added Advantage **Job Types**: Full-time, Permanent **Salary**:...

  • Associate, Accounting Ii

    2 months ago

    Chennai, Tamil Nadu, India The Bank of New York Mellon Corporation Full time

    At BNY, our culture empowers you to grow and succeed. As a leading global financial services company at the center of the world’s financial system we touch nearly 20% of the world’s investible assets. Every day around the globe, our 50,000+ employees bring the power of their perspective to the table to create solutions with our clients that benefit...

  • Accounting Associate

    2 months ago

    Ambattur, Chennai, Tamil Nadu, India Royal Anchors Full time

    We are Hiring for Accounting Associate Company name: Royal Anchors Location : Ambattur industrial estate, Chennai. Salary : 13k - 15k. Qualification Any Degree or Diploma or relevant Experience. Should have certification or knowledge in Tally. Should have good communication in both English and Tamil. Further Details...

  • Business Accountability Associate

    2 weeks ago

    Chennai, Tamil Nadu, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a Business Accountability Associate (Home Loan Underwriter)... **In this role, you will**: - Perform in-depth review of mortgage loan file including Credit, Capacity, Capital and Collateral documents - Detailed review of Credit related documents such as Credit Report from Experian/Transunion/Equifax, Credit...

  • Associate, Accounting Ii

    4 months ago

    Chennai, Tamil Nadu, India The Bank of New York Mellon Corporation Full time

    **Associate, Accounting Representative II** At BNY, our culture empowers you to grow and succeed. As a leading global financial services company at the center of the world’s financial system we touch nearly 20% of the world’s investible assets. Every day around the globe, our 50,000+ employees bring the power of their perspective to the table to create...