Cross Product Analytic

2 weeks ago


Mumbai, India Riverforest Connections Full time

**JD - Credit Analyst**

**Department - Credit Analytics & Innovation**

**Work Experience - 2-5 years
**Job Description
Create the delinquency & loss estimates for experimental lending products. Track the lending experiments **portfolio value & estimated loss**

Create & maintain standard cycle for **Model validation** across products. All models to be validated as per the planned cycle

Work on enhancing **Straight Through Processing** (STP) framework across products - measuring the STP disbursals & risk against the target

Participate in building & enhancing robust data mart to be used across multiple lending products covering all the analytical requirements

Co-ordinate with other departments - **policy, product, collections, MI as per the requirement**

**Education Qualification**

MTech/MSc Statistics or BTech/MBA or equivalent in Computer science/Statistics/Analytics or related areas

**Skills**

Prior exposure in at least one**: Python, SQL, R, SAS**

Expertise in **MS excel & PowerPoint**

Ability to handle large volumes of data with ease across platforms

Good at data interpretation and reasoning skills

Good at verbal and written communication skills

Exposure to banking preferable

**Major Stakeholders**

(intra team and cross functional stakeholders, who would need to be interacted with for discharging duties)

Primarily, Sub-teams across Credit Analytics & Innovation

**Secondarily, Credit Policy, Product, Credit Bureaus, Analytics Service Providers, IT & Information Security**

**Skills Required**:
Credit Analysis python sql SAS Credit Analytics portfolio

**Location**

Mumbai

**Years Of Experience**

2 to 7 Years



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