Cross Product Analytic
2 weeks ago
**JD - Credit Analyst**
**Department - Credit Analytics & Innovation**
**Work Experience - 2-5 years
**Job Description
Create the delinquency & loss estimates for experimental lending products. Track the lending experiments **portfolio value & estimated loss**
Create & maintain standard cycle for **Model validation** across products. All models to be validated as per the planned cycle
Work on enhancing **Straight Through Processing** (STP) framework across products - measuring the STP disbursals & risk against the target
Participate in building & enhancing robust data mart to be used across multiple lending products covering all the analytical requirements
Co-ordinate with other departments - **policy, product, collections, MI as per the requirement**
**Education Qualification**
MTech/MSc Statistics or BTech/MBA or equivalent in Computer science/Statistics/Analytics or related areas
**Skills**
Prior exposure in at least one**: Python, SQL, R, SAS**
Expertise in **MS excel & PowerPoint**
Ability to handle large volumes of data with ease across platforms
Good at data interpretation and reasoning skills
Good at verbal and written communication skills
Exposure to banking preferable
**Major Stakeholders**
(intra team and cross functional stakeholders, who would need to be interacted with for discharging duties)
Primarily, Sub-teams across Credit Analytics & Innovation
**Secondarily, Credit Policy, Product, Credit Bureaus, Analytics Service Providers, IT & Information Security**
**Skills Required**:
Credit Analysis python sql SAS Credit Analytics portfolio
**Location**
Mumbai
**Years Of Experience**
2 to 7 Years
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