Avp - Impairment

Job Title: AVP - Impairment
Location: Noida

About Barclays
Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of which are supported by our service company which provides technology, operations and functional services across the Group.

Risk and Control Objective
Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Barclays Policies and Policy Standards.

Working Flexibly
We’re committed to providing a supportive and inclusive culture and environment for you to work in. This environment recognises and supports ways to balance your personal needs, alongside the professional needs of our business. Providing the opportunity for all our employees, globally to work flexibly empowers each of us to work in a way that suits our lives as well as enabling us to better service our customers’ and clients’ needs. Whether you have family commitments or you’re a carer, or whether you need study time or wish to pursue personal interests, our approach to working flexibly is designed to help you balance your life.

Hybrid Working

Please discuss the detail of the working pattern options for the role with the hiring manager.

Introduction:
The purpose of this role is to: production of forecasting and production of outlooks, measurement of forecast vs. actuals performance, stress tests and portfolio analytics to help understand drivers of impairment and support implementation of new models and policies.

What will you be doing?
This role is responsible for the production of impairment forecasts, risk appetite, stress tests and plans. The role requires contribution across three different logical layers.

1. Data: the colleague will have deep knowledge of the most appropriate data sources to carry out risk measurement analyses. In this context, it is expected that robust knowledge is built in terms of impairment datasets, as well as ideas are advanced to streamline data sourcing/segmentation/selection and data quality assessment to lead to optimization of activities within the team.
2. Analysis: the colleague will demonstrate ability in structuring analyses and test hypotheses accurately from data. It is also expected that in this role, the colleague will be able to design, develop and implement enhancements to the current processes, through automation and strengthening of analytical tools used to accomplish goals of the area.
3. Presentation: the colleague will provide clear and concise presentations of her/his findings and recommendations to both technical and non-technical audiences.

At AVP level, the colleague will demonstrate analytical skills, with technical skills and knowledge of fundamentals of credit risk management in the lending industry, specifically in impairment forecasting disciplines. The colleague will demonstrate scope to develop strong knowledge on the above mentioned area and, around presentation, communication of results/findings and management of stakeholders and priorities.

Key specific accountabilities:

- Maintain knowledge of current impairment policies and processes.
- Sustain the forecasting and impairment analytics operating rhythm across the data-processing-output flow.
- Produce impairment forecasts for business planning, stress tests (regulatory or internal), risk appetite outputs, as well as forecast analyses on ad-hoc basis for Barclays credit portfolios.
- Support the business with data-driven analyses.
- Establish and maintain effective working relationships with key stakeholders across businesses served.
- Ensure adherence to and compliance with governance, risk policies, procedures and compliance policies.

What we’re looking for:

- Educated to Degree level, with relevant experience in Banking and/or Financial Institutions.
- Subject matter expertise in one of these areas - stress testing, credit risk management, portfolio management and credit risk impairment forecast.
- Strong interpersonal skills with excellent written and verbal communication, able to communicate complex topics clearly to a diverse set of stakeholders.
- Experience in data management/data modelling skills, data analytics. SAS/Python coding experience preferable.
- Experience in financial modelling techniques. Risk modelling preferable

Skills that will help you in the role:

- Impairment provisioning standards (IFRS9).
- Knowledge of financial services industry and market.
- Exposure to strict control standards, business process automation and change management process.
- Good documentation and presentation skills.

Where will you be working?
Noida

Be More at Barclays
Interested and want to know more about Barclays? Visit home.barclays/who-we-are/ for more details