Debt Counsellor

**Financial Assessment**:

- Conducting a thorough review of the client's financial situation, including income, expenses, assets, and debts.
- Analyzing the root causes of financial difficulties and identifying areas for improvement.
- **Budgeting and Financial Planning**:

- Assisting clients in creating a realistic budget that aligns with their income and expenses.
- Providing guidance on effective money management and financial planning to help clients achieve their financial goals.
- **Debt Analysis**:

- Evaluating the client's existing debts, including types of debts, interest rates, and repayment terms.
- Developing strategies to address and manage debt, such as debt consolidation or negotiation with creditors.
- **Negotiation with Creditors**:

- Liaising with creditors on behalf of the client to negotiate more favorable terms, such as lower interest rates, extended repayment periods, or reduced monthly payments.
- **Education and Counseling**:

- Educating clients about financial literacy, responsible spending, and debt avoidance.
- Providing counseling sessions to address the emotional and psychological aspects of financial difficulties and helping clients develop healthier financial habits.
- **Credit Report Review**:

- Reviewing and explaining credit reports to clients, identifying errors, and offering guidance on improving credit scores.
- **Developing Repayment Plans**:

- Creating customized debt repayment plans that are realistic and achievable based on the client's financial situation.
- **Legal and Regulatory Compliance**:

- Ensuring compliance with relevant laws and regulations governing debt counseling and financial services.
- **Monitoring Progress**:

- Regularly reviewing and adjusting financial plans based on the client's progress and changing circumstances.
- **Confidentiality**:

- Maintaining the confidentiality of client information and ensuring trust and privacy.

**Job Types**: Full-time, Permanent, Fresher

**Salary**: ₹5,000.00 - ₹35,000.00 per month

**Benefits**:

- Cell phone reimbursement
- Internet reimbursement
- Paid sick time
- Paid time off

Supplemental pay types:

- Commission pay
- Performance bonus

**Experience**:

- Debt Counsellor: 1 year (preferred)

Ability to Commute:

- Vizag, Andhra Pradesh (required)

Ability to Relocate:

- Vizag, Andhra Pradesh: Relocate before starting work (required)

Work Location: In person