Loss Forecasting and Risk Analytics

3 months ago


Bengaluru, India JPMorgan Chase & Co Full time

**JOB DESCRIPTION**
As an Associate in the Loss Forecast and Portfolio Analytics team, you'll work to provide oversight and drive production of the credit loss forecast and loan loss reserve(LLR) for all JPMorgan Chase & Co. credit cards.You will help the firm understand, manage, and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risks, understanding regulatory changes and determining credit worthiness. If you are intellectually curious and have a passion for driving solutions across organizational boundaries, you may be the perfect fit for our team.

**Responsibilities**:

- Actively help determine the loss forecasting results and drivers. This information will be presented to executive management and other internal clients
- Participate in cross-functional communications with Risk Management, Finance, Marketing and Collections to inform the forecast on current learnings and incorporate strategic initiatives
- Lead advanced analyses to assess relationships and patterns driving loss performance
- Produce the loss forecast and maintenance of associated loss models
- Help spearhead best in class documentation and operational risk and audit controls surrounding the loss forecasting and LLR

**Required qualifications, capabilities, and skills**
- A Bachelor's degree in a quantitative discipline (Finance/Stats/Econ/Math/Engineering) or equivalent work/training is required. Advanced degree preferred
- 3+ years of Credit Risk Management, Statistical Modeling, Marketing Analytics and/or Consulting experience
- Strong knowledge of Python, SAS, SQL and MS Office required
- Strong P&L knowledge and understanding of drivers of profitability
- Strong analytical, interpretive, and problem solving skills with the ability to interpret large amounts of data and its impact in both operational and financial areas
- Excellent oral and written communication and presentation skills

**Preferred qualifications, capabilities, and skills**
- Knowledge of regulatory modeling (IFRS9/CECL/CCAR preferred)

**ABOUT US**

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as any mental health or physical disability needs.

**ABOUT THE TEAM**

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.



  • Bengaluru, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** The Business Banking Credit Forecast and Portfolio Analytics team provides oversight and drive production of the credit forecast and loan loss reserve (LLR). The role is in the model diagnostic and model execution team and complete regular projects for these two sub teams. **Responsibilities**: - Actively help determine the loss...


  • Bengaluru, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by monitoring new and emerging risks that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the...


  • Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** The Business Banking Credit Forecast and Portfolio Analytics team provides oversight and derive production of the credit forecast and loan loss reserve (LLR). The role is in the model diagnostic and model execution team and complete regular projects for these two sub teams. **Responsibilities**: - Actively help determine the loss...


  • Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** The Fraud Loss Forecasting team is part of the Consumer Banking Risk Management and Fraud Center of Excellence (COE) team within Consumer and Community Banking Risk. The loss forecasting team owns the forecasting and budgeting process for all our fraud and overdraft loss lines. This is a highly critical and visible role with ownership and...


  • Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** The Fraud Loss Forecasting teamteam is part of the Consumer Banking Risk Management and Fraud Center of Excellence (COE) team within Consumer and Community Banking Risk. The loss forecasting team owns the forecasting and budgeting process for all our fraud and overdraft loss lines. This is a highly critical and visible role with...


  • Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** The Credit Forecast Team support the US credit forecasting home lending division in execution of their processes through analytical insights, new age technologies and predictive analysis. **Responsibilities**: - Actively help determine the loss forecasting results and drivers. This information will be presented to executive management...


  • Bengaluru, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** This an excellent opportunity for an individual who thrives in a fast-paced and team-oriented environment where strong analytical skills, business acumen, and superior communication skills are leveraged to support our company's ability to accurately forecast our losses and identify early signs of credit risks. The Consumer and Community...


  • Bengaluru, India JPMorgan Chase & Co. Full time

    The Credit Forecast Team support the US credit forecasting functions in execution of their processes through analytical insights, new age technologies and predictive analysis. As a Loss Forecasting Risk Analytics - Associate within the Home Lending Credit Forecast and Portfolio Analytics team, you will play a crucial role in overseeing and producing the...


  • Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** The Credit Forecast Team support the US credit forecasting functions in execution of their processes through analytical insights, new age technologies and predictive analysis. **Responsibilities**: - Forecast credit losses and allowance for the Chase Auto portfolio supporting regulatory exercises like CCAR, CECL, firmwide Risk Appetite...


  • Bengaluru, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in...


  • Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** The Credit Forecast Team support the US credit forecasting functions in execution of their processes through analytical insights, new age technologies and predictive analysis. **Responsibilities**: - Actively help determine the loss forecasting results and drivers. This information will be presented to executive management and other...


  • Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As an Associate in the Loss Forecast and Portfolio Analytics team, you'll work to provide oversight, drive production of the credit loss forecast and back them up with robust analytics for JPMorgan Chase & Co. Auto portfolio. **Responsibilities**: - Design, develop and test tableau dashboards yielding actionable insights - Use...


  • Bengaluru, India WELLS FARGO BANK Full time

    About this role:Wells Fargo is seeking a Senior Risk Analytics Consultant.The Consumer Credit team is responsible for leading, developing and implementing strategic initiatives and processes to drive the company credit culture, appetite, and business performance. The team is seeking a highly motivated and talented individual to be part of the Consumer...


  • Bengaluru, India Goldman Sachs Full time

    The Risk division is responsible for credit, market and operational risk, model risk, independent liquidity risk, and insurance throughout the firm. The Goldman Sachs Group, Inc. is a leading global financial services firm providing investment banking, securities and investment management services to a substantial and diversified client base that includes...


  • Bengaluru, India WELLS FARGO BANK Full time

    About this role:Wells Fargo is seeking a Senior Risk Analytics Consultant.The Consumer Credit team is responsible for leading, developing and implementing strategic initiatives and processes to drive the company credit culture, appetite, and business performance. The team is seeking a highly motivated and talented individual to be part of the Consumer...


  • Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As a Strategic Analytics Associate, you'll work with the risk team to generate thoughtful and actionable analytics and recommendations to the business concerning strategy development, implementation, operational controls, and performance monitoring. **Responsibilities**: - Monitoring non digital authentication risks and fraud attack...


  • Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** The Consumer and Community Banking Fraud Risk Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring. This role presents an opportunity to be part of a team that is at the forefront of providing strategic insights to...


  • Varthur, Bengaluru, Karnataka, India JPMorganChase Full time

    **JOB DESCRIPTION** Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Associate - Fraud Risk Strategic Analytics team, you would need to generate thoughtful analytics...


  • Bengaluru, India WELLS FARGO BANK Full time

    About this role:Wells Fargo is seeking a Lead Risk Analytics Consultant.In this role, you will:Lead complex initiatives related to business analysis and modeling, including those that are cross functional, with broad impact, and act as key participant in data aggregation, monitoring, and reporting of stress testing and portfolio analysis for Risk...


  • Bengaluru, India WELLS FARGO BANK Full time

    About this role:The Home Lending Credit Risk team oversees the credit policy and risk management activities for Home Lending portfolio. Home Lending Credit Risk is looking for an experienced Senior Risk Analytics Consultant to specifically support valuation risk reporting/analysis.Qualified candidates must have excellent communication skills, high degree of...