Risk Scoring Model Manager-c11

4 weeks ago


Mumbai, India Citi Full time

**USPB - Manager, Credit Portfolio Analyst II**

**About (Name of Business Group)**

Citi Retail Services (RS) organization is a leading U.S. Retail Cards business, with a 40%+ market share and greater than $40B in receivables across 40+ million open active Card member accounts. RS provides retail card products to the customers of a diverse group of major national retailers, oil companies and specialty retailers and dealers (the “Partners”). Products provided by RS include financing, transaction, and payment solutions that augment Partners’ existing marketing and sales strategies. These products serve to enhance Partner sales through direct integration with Partner branding, marketing and data management. RS also provides supplemental services to Card members such as debt protection, identity protection and credit monitoring.

**Role Outline/Job Summary**

This position is part of the Citi Retail Services scoring group and supports the development of credit scoring models used across all portfolios. The position also needs to work together with the model monitoring team for maintenance of scorecards.

The position will partner with Cards Risk Management policy and consumer risk team members to support the profitable growth of Cards business and loss mitigation efforts. Must have the knowledge and expertise to deliver innovative modeling techniques and data strategies to enable best in class risk management. Provide support in the management and efficient delivery against requirements set forth by internal Risk oversight group as well as external regulators Interacts, communicates effectively and builds strong working relationship on an ongoing basis with business partners.

**Responsibilities**:
Must have hands on expertise in developing or managing scoring models Must have capability to clearly communicate analyses. Presentations to both technical and non-technical personnel are required to be made frequently as part of the job. Ability to work efficiently in a matrix environment balancing between both business and functional interactions and priorities. Ongoing management and validation of scoring models across portfolios Development of new scoring models as per business requirement Exploring and implementing alternate modeling techniques, new data sources, etc Evaluating upgraded versions of Generic models as and when required Effective interaction with business partners across functions including risk, technology, product management, Model oversight amongst others

**Qualifications**

Bachelor’s / Master’s degree with a specialization in Statistics, Mathematics, or other quantitative discipline

5+ years of work experience required

**Skills**:
**Education Level**

**Primary Location**
** Mumbai

**Job Category**
** Risk Management

**Schedule**
** Full-time

**Shift**
** 1-10 pm IST

**Employee Status**
** Regular

**Travel**
** No

**Salary Grade**: C11

**Relocation**: No

**Office Location / Address**: Mumbai

**USPB - Manager, Credit Portfolio Analyst II**

**About (Name of Business Group)**

Citi Retail Services (RS) organization is a leading U.S. Retail Cards business, with a 40%+ market share and greater than $40B in receivables across 40+ million open active Card member accounts. RS provides retail card products to the customers of a diverse group of major national retailers, oil companies and specialty retailers and dealers (the “Partners”). Products provided by RS include financing, transaction, and payment solutions that augment Partners’ existing marketing and sales strategies. These products serve to enhance Partner sales through direct integration with Partner branding, marketing and data management. RS also provides supplemental services to Card members such as debt protection, identity protection and credit monitoring.

**Role Outline/Job Summary**

This position is part of the Citi Retail Services scoring group and supports the development of credit scoring models used across all portfolios. The position also needs to work together with the model monitoring team for maintenance of scorecards.

The position will partner with Cards Risk Management policy and consumer risk team members to support the profitable growth of Cards business and loss mitigation efforts. Must have the knowledge and expertise to deliver innovative modeling techniques and data strategies to enable best in class risk management. Provide support in the management and efficient delivery against requirements set forth by internal Risk oversight group as well as external regulators Interacts, communicates effectively and builds strong working relationship on an ongoing basis with business partners.

**Responsibilities**:
Must have hands on expertise in developing or managing scoring models Must have capability to clearly communicate analyses. Presentations to both technical and non-technical personnel are required to be made frequently as part of the job. Ability to work efficiently in a matrix environm



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