Branch Credit Officer

7 days ago

Bhayandar Mumbai Maharashtra, India Acme Services Full time

by the management

2. Personal Discussions with the client as applicable.

3. Responsible for Under writing cases with desired level of quality.

4. Evaluating clients’ credit data and financial statements in order to determine the degree of risk

involved in lending money to them.

5. Use performance history along with liquidity, debt/asset management and profitability to assess

creditworthiness in evaluation

6. Evaluating financial statements and projections with stress tests to determine risks of extending credit

to prospects.

7. Responsible for doing all the credit checks such as CIBIL, Highmark etc

8. Coordinate with Sales, Operations and Legal

9. Prepare Credit assessment Memo covering detailed analysis of business, industry, management,

financials, etc.

10. Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company

involved.

11. Analyzing client records and using the data to recommend payment plans.

12. Conducting physical discussion with the clients alongwith business manager.

13. Reverting to the sanctioning committee if any queries are raised.

14. Post disbursement monitoring & collections process coordination.

**Experience**:

- total work: 1 year (preferred)

Work Location: In person

**Speak with the employer**
+91 8976681475

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