Consumer Banking

1 month ago


Varthur Bengaluru Karnataka, India JPMorgan Chase & Co Full time

**JOB DESCRIPTION**
This Chase Auto Risk Controls and Corrections Team is responsible for simulating, monitoring and optimizing existing auto strategies while driving innovation to support better risk-based Controls and Corrections decisions for customers in a price-sensitive, highly competitive environment.

As an Associate Strategy Analytics you will be responsible to drive innovation to support better controls for Auto space in a price-sensitive, highly competitive environment, and using both quantitative and qualitative techniques to provide analytical insights that affect the Auto portfolio based on evolving auto industry trends, market developments, regulatory environment and macroeconomic trends.

Job Responsibilities:

- Work both independently and collaboratively to complete analytical tasks; starting with problem identification, defining objectives, data discovery, synthesis and analysis of large & complex data points, formulating concise conclusions with actionable recommendations, and creating presentations to pitch findings and/or strategies
- Liaise with the credit policy team to better understand the relationship between risk pricing and credit policy as both teams work to optimize originations strategies
- Develop lasting partnerships with Business Operations, Modeling, Finance/Pricing, Collections, and IT teams to successfully implement risk Controls and Corrections strategies
- Perform pre-production and post-production validation for new Auto strategies to ensure successful implementation and work with corrections teams to remediate known issues and make customer corrections
- Participate in ad hoc requests for senior management including preparing talking points for investor meetings/presentations

Required qualifications, capabilities and skills
- Master’s in Finance, Economics, Statistics or related field with 4+ years of related experience;
- Excellent quantitative and analytical problem solving skills
- Strong statistical / data mining skills and experience with tools like SAS, R, and Python
- Adept at written and oral communication as the job entails owning analyses and communicating results
- Strong judgment, professional maturity and personal integrity

Preferred qualifications, capabilities and skills
- Professional designation or advance degree or experience in Auto is a plus.

**ABOUT US**

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

**ABOUT THE TEAM**

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.



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