Associate - Lending
4 days ago
**Job Type**:Full Time
**Job Location**:Maharashtra
**ABOUT ORGANISATION**:
Dvara E-Registry (DER) is an Agri-Tech from Hyderabad working towards building a digital platform that would enable all stakeholders in the agri-value chain, especially smallholder farmers, access to structured financial products and agricultural markets.
Our digital solutions are for helping the FPOs to connect the farmers and digitally provide its services. The technology and analytics will give precise data points to FPO on its farmers to take actions. These actions include linking input and our markets, providing advisory services and Lending Services.
**KEY ACCOUNTABILITIES AND DELIVERABLES**:
- Responsible for managing existing lending operations (sales and Business Development) and expansion of same in new localities.
- Take complete ownership of the sales process, forecast sales for specific periods and generate the targeted numbers.
- Responsible for loan origination, disbursement, and collections.
- Lead a team of Krishak Sathis in sourcing farmer loans.
- Recruitment, Training and Mentoring of Krishak Sathis.
- To achieve monthly, quarterly & yearly business targets as per plan.
- Coordinate with Credit / Operation / Collection team for disbursal of sanctioned loans and management of recovery.
- Responsible for managing portfolio quality with zero delinquency and efficient collection practices.
- Good salesperson, able to build relationship.
- Adherence to Audit / Compliance as per company Standards.
**CANDIDATE PROFILE**:
**Educational Qualifications**:
- Graduation
- Post Graduation/Management degree
**Experience**:
- Should have 3-5 years of sales experience in microfinance, agri loans and un
- secured loans in NBFC, MFI or Banks.
- Should have worked on ground to recover overdue accounts.
**Competencies/Skills required**:
- Willingness to work in a start-up environment.
- Proven end to end sales skills - prospecting, pipeline management, closing and negotiation.
- Keen customer skills to understand their requirements
- Must be competent to learn and adapt to changing technical environment.
- Proven ability to meet targets.
- Detail and process oriented.
- Self-starter and self-motivated.
- Excellent communication and relationship development skills.
- Should open to frequent travel within the state.
- Excellent in MS Office products especially Excel and PowerPoint.
- Excellent interpersonal, verbal, and written communication skills.
- Ability to multi-task.
**INTERFACES**:
**Internal**:
- State Lead
- Operation Lead
- Peers within the Dvara Registry - Products, Operations, Credit
**External**:
- FPOs
- Farmers
-
Associate - Agency Lending Au Income
2 months ago
Mumbai, Maharashtra, India BNP Paribas Full timeAbout BNP Paribas India Solutions: Established in 2005, BNP Paribas India Solutions is a wholly owned subsidiary of BNP Paribas SA, European Union’s leading bank with an international reach. With delivery centers located in Bengaluru, Chennai and Mumbai, we are a 24x7 global delivery center. India Solutions services three business lines: Corporate and...
-
Home Lending Risk Competitive Intelligence Associate
5 months ago
Goregaon East, Mumbai, Maharashtra, India JPMorgan Chase & Co Full time**JOB DESCRIPTION** **_ Chase Consumer & Community Banking (CCB)_** Chase Consumer & Community Banking (CCB) serves consumers and small businesses with a broad range of financial services, including personal banking, small business banking and lending, home loans, credit cards, payments, auto finance and investment advice. **_ CCB Risk_** Consumer &...
-
Specialist, Unsecured Lending Policy
2 weeks ago
Nariman Point, Mumbai, Maharashtra, India Vedita Ventures Full time1) To roll-out the credit lending framework including policies, processes, MIS, controls, etc for launching the Unsecured Lending business in India. workflows and policies after highlighting / considering all significant risks. 3) To keep track of delinquency levels and ensuring that requisite follow up is being done to ensure that overdues are regularised...
-
Leverage Portfolio Group Associate
7 months ago
Mumbai, Maharashtra, India Citi Full timeThe Global Leveraged Portfolio Group Credit Team (“LPG”) within Institutional Credit Management (“ICM”) is seeking an Associate to join its Analytics team. The Associate is an intermediate level professional with the goal to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to broader ICM Underwriting and...
-
Associate, Middle Office Ii
7 months ago
Pune, Maharashtra, India BNY Mellon Full timeOverview Securities Lending, Associate, Middle Office II Bring your ideas. Make history. BNY Mellon offers an exciting array of future-forward careers at the intersection of business, finance, and technology. We are one of the world's top asset management and banking firms that manages trillions of dollars in assets, custody and/or administration. Known as...
-
Operations Associate
2 weeks ago
Mahalaxmi, Mumbai, Maharashtra, India Gray Quest Full time**About GrayQuest**:GrayQuest is a fast-growing education-focused finance company based out of Parel, Mumbai. We are a young team and offer all our employees significant growth opportunities. If you are ready to take up more responsibilities in a company, can learn quickly, and are willing to grow fast - we are the ideal company for you. At GrayQuest, we...
-
Security Finance
7 months ago
Mumbai, Maharashtra, India State Street Corporation Full timeSecurity Finance - Associate **Who we are looking for**: Looking for Investment Banking professional who understand Principal lending business with working experience in Corporate Action process **Why this role is important to us**: The team you will be joining is a part of State Street Global Markets (SSGM), which provides Agency and principal lending...
-
Associate Partnership Role
4 months ago
Mumbai, Maharashtra, India Yubi Full time**Job Information**: Company **Yubi*** Industry **Financial Services*** City **Mumbai*** State/Province **Maharashtra*** Country **India*** Zip/Postal Code **4000051*** **About Us**: Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility. From being a disruptor in India’s debt market...
-
Security Finance
1 month ago
Mumbai, Maharashtra, India State Street Corporation Full timeSecurity Finance - Associate Job Description **Who we are looking for**: This dynamic role which requires good understanding of equities, fixed income, Securities Lending and borrowing business, collateral management. The business requires constant interaction with multiple stakeholders namely Trading Desk, Borrowers, Internal teams The major...
-
Private Credit Operations Associate
7 months ago
Pune, Maharashtra, India AllianceBernstein Full timeCompany Description As a leading global investment management firm, AB fosters diverse perspectives and embraces innovation to help our clients navigate the uncertainty of capital markets. Through high-quality research and diversified investment services, we serve institutions, individuals, and private wealth clients in major markets worldwide. Our ambition...
-
Associate, Middle Office Ii
2 months ago
Pune, Maharashtra, India BNY Mellon Full timeOverview Associate, Middle Office II At BNY, our culture empowers you to grow and succeed. As a leading global financial services company at the center of the world’s financial system we touch nearly 20% of the world’s investible assets. Every day around the globe, our 50,000+ employees bring the power of their perspective to the table to create...
-
Associate, Middle Office Ii
4 days ago
Pune, Maharashtra, India BNY Mellon Full timeOverview Associate, Middle Office II At BNY, our culture empowers you to grow and succeed. As a leading global financial services company at the center of the world’s financial system we touch nearly 20% of the world’s investible assets. Every day around the globe, our 50,000+ employees bring the power of their perspective to the table to create...
-
Security Finance
4 months ago
Mumbai, Maharashtra, India State Street Corporation Full timeSecurity Finance - Associate -2 Job Description **Who we are looking for**: This dynamic role which requires good understanding of equities, fixed income, Securities Lending and borrowing business, collateral management. The business requires constant interaction with multiple stakeholders namely Trading Desk, Borrowers, Internal teams The major...
-
Associate, Client
7 months ago
Pune, Maharashtra, India The Bank of New York Mellon Corporation Full timeAssociate II (Grade H), Client Onboarding & Transition Management, Liquidity & Margin Services (Triparty) Bring your ideas. Make history. BNY Mellon offers an exciting array of future-forward careers at the intersection of business, finance, and technology. We are one of the world's top asset management and banking firms that manages trillions of dollars...
-
Associate, Client
7 months ago
Pune, Maharashtra, India The Bank of New York Mellon Corporation Full timeAssociate I (Grade G), Client Onboarding & Transition - Management, Liquidity & Margin Services (Triparty) Bring your ideas. Make history. BNY Mellon offers an exciting array of future-forward careers at the intersection of business, finance, and technology. We are one of the world's top asset management and banking firms that manages trillions of dollars...
-
Team Member
13 hours ago
Maharashtra, India Aditya Birla Group Full time**Key Result Areas (** **Max 1325 Characters)** **Supporting Actions** **(** **Max 1325 Characters)** Assess and conduct detailed credit analysis and evaluation of CF lending proposals as part of the lending approval process- Scrutinize credit proposals by analyzing the project plan and progress, client creditworthiness, business strength, market...
-
Marketing Associate
3 months ago
Mumbai, Maharashtra, India Yubi Full time**Job Information**: Company **Yubi*** Date Opened **10/10/2024*** Job Type **Full time*** Work Experience **1-3 years*** Industry **Financial Services*** City **Mumbai*** State/Province **Maharashtra*** Country **India*** Zip/Postal Code **400052*** **About Us**: Yubi stands for ubiquitous. But Yubi will also stand for transparency,...
-
Junior Credit Underwriter
7 months ago
Mumbai, Maharashtra, India LiquiLoans Full time1. Senior Manager, you will be responsible for overseeing the entire Credit team which evaluates the creditworthiness of potential customers, create procedures for approving/rejecting loans, negotiating with customer/sales 2. Hire, Train and Manage a team of underwriters 3. Create and manage processes relating to underwriting 5. Prepare reports that...
-
Security Finance
7 months ago
Mumbai, Maharashtra, India State Street Full timeJob Description - Job Description - Who we are looking for: - This dynamic role which requires good understanding of equities, fixed income, Securities Lending and borrowing business, collateral management.- The business requires constant interaction with multiple stakeholders namely Trading Desk, Borrowers, Internal teams- The major responsibilities will...
-
Security Finance
2 months ago
Mumbai, Maharashtra, India State Street Full timeJob Description Who we are looking for: This dynamic role which requires good understanding of equities, fixed income, Securities Lending and borrowing business, collateral management. The business requires constant interaction with multiple stakeholders namely Trading Desk, Borrowers, Internal teams The major responsibilities will be: Returns booking...