Bank Loan Expert

2 weeks ago


Gurugram Haryana, India BLACKBULL HOLDINGS Full time

Key Responsibilities
- **Customer Interaction**: Serve as the primary point of contact for borrowers throughout the loan processing phase, providing them with guidance, answering their queries, and maintaining a positive customer experience.
- **Credit Analysis**: Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
- **Loan Structuring**: Recommend loan solutions in accordance with lending guidelines and clients' requirements. Structure loans based on risk and financial analysis.
- **Compliance and Risk Management**: Ensure all lending procedures comply with regulations. Stay updated with financial laws concerning loans and mortgages. Assess and mitigate risks where possible.
- **Documentation and Processing**: Coordinate the collection of financial and legal documents necessary for loan approval. Ensure accurate, timely, and compliant processing of loan documentation.
- **Market Knowledge**: Maintain an in-depth knowledge of different loan products and an understanding of the market and economic trends that could affect the loan business.
- **Collaboration**: Work closely with underwriters, real estate agents, and bank branches to develop and maintain relationships that facilitate the loan process.

Skills and Qualifications
- **Educational Background**: A bachelor's degree in finance, economics, or a related field is typically required.
- **Experience**: Prior experience in banking, loan processing, or a related field. Familiarity with banking software and MS Office.
- **Analytical Skills**: Strong ability to analyze financial data and comprehend the implications for loan structuring.
- **Customer Service**: Excellent interpersonal and communication skills, with a focus on customer satisfaction.
- **Problem-Solving**: Ability to identify and resolve issues throughout the loan approval process.
- **Regulatory Knowledge**: Understanding of state and federal regulations related to lending and financial services.

Work Environment
- Bank Loan Experts typically work in an office setting within a bank or other financial institution.
- This role may require regular business hours, though some may work longer hours to accommodate clients' schedules.
- The job may also entail meeting with clients outside the office for consultations or document signings.

**Job Types**: Full-time, Permanent

**Salary**: ₹55,000.00 - ₹95,000.00 per month

**Benefits**:

- Health insurance
- Life insurance

Schedule:

- Day shift
- Morning shift

Supplemental pay types:

- Commission pay
- Overtime pay
- Performance bonus
- Quarterly bonus
- Yearly bonus

Work Location: In person

**Speak with the employer**

+91 9873441701

Expected Start Date: 31/03/2024


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